Lender profile · HMDA 2023–2025
Centris Federal Credit Union mortgage approval rates & lending data
Centris Federal Credit Union decided 2,593 mortgage applications and funded 2,012 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 575 / 607 | 95% | $245K | 547 |
| Home improvement loans | 83% | 1,041 / 1,256 | 90% | $65K | 937 |
| Cash-out refinance | 63% | 61 / 97 | 95% | $155K | 58 |
| Refinance | 78% | 430 / 554 | 92% | $105K | 397 |
| Investment property purchase | 98% | 59 / 60 | 98% | $155K | 58 |
Centris Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 84% | $105K | 2,593 | 2,012 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.