Home›Missouri›St. Charles County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in St. Charles County, Missouri

Fat Boy Data analyzed mortgage refinance activity in St. Charles County, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,801 applications were decided by 216 lenders between 2023 and 2025.

St. Charles County at a glance

216Active lenders49 with 20+ decisions
85.8%Market approval rate4,121 of 4,801 decided
$285KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,891 loans funded

How St. Charles County compares

Approval rate compared
St. Charles County85.8%Missouri82.7%All 616 counties76.5%
Typical loan compared
St. Charles County$285KMissouri$245KAll 616 counties$295K

What the data shows

Guild Mortgage Company LLC made the most mortgage refinances in St. Charles County, MO, 207 of them.

Flat Branch Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 81.

The typical mortgage refinance here is $285K, 16% larger than the Missouri typical of $245K.

Approval rate of all 49 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 36% approved of 84Lakeview Loan Servicing, LLC: 60% approved of 111Mortgage Research Center, LLC: 67% approved of 67PNC Bank, National Association: 69% approved of 91West Community Credit Union: 70% approved of 86Nationstar Mortgage LLC: 74% approved of 42Newrez LLC: 74% approved of 85Bank of America, National Association: 75% approved of 146Regions Bank: 78% approved of 154Neighbors: 79% approved of 38The Bank of Old Monroe: 81% approved of 26First Community: 84% approved of 55Together Credit Union: 84% approved of 111Third Federal Savings And Loan Association Of Cleveland: 84% approved of 31UMB Bank, National Association: 84% approved of 44VANTAGE Credit Union: 85% approved of 132Royal United Mortgage LLC: 85% approved of 20Rocket Mortgage, LLC: 85% approved of 250Commerce Bank: 86% approved of 241American Pacific Mortgage Corporation: 86% approved of 51U.S. Bank National Association: 87% approved of 127First Bank: 89% approved of 53Pennymac Loan Services, LLC: 90% approved of 117JPMorgan Chase Bank, National Association: 90% approved of 31First Horizon Bank: 91% approved of 22Village Capital & Investment LLC: 92% approved of 63Gershman Investment Corp.: 93% approved of 55Truist Bank: 93% approved of 29New American Funding, LLC: 94% approved of 93United Wholesale Mortgage, LLC: 94% approved of 382Jlb Corporation: 94% approved of 54Endeavor Capital, LLC.: 95% approved of 60Guaranteed Rate Affinity, LLC: 95% approved of 41Planet Home Lending, LLC: 96% approved of 23The Central Trust Bank: 96% approved of 24Amerihome Mortgage Company, LLC: 96% approved of 27Das Acquisition Company, LLC: 97% approved of 92Freedom Mortgage Corporation: 97% approved of 178Carrollton Bank: 98% approved of 45Stifel Bank and Trust: 98% approved of 53Delmar Financial Company: 98% approved of 54Guild Mortgage Company LLC: 99% approved of 224Flat Branch Mortgage, Inc.: 100% approved of 81First State Bank of St. Charles, Missouri: 100% approved of 76Access Capital Funding, L.L.C.: 100% approved of 29U S Wide Financial LLC: 100% approved of 25Crosscountry Mortgage, LLC: 100% approved of 25Fairway Independent Mortgage Corporation: 100% approved of 22Nations Lending Corporation: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in St. Charles County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only94%360 / 38299%$325K355
2Rocket Mortgage, LLC85%213 / 25092%$275K195
3Commerce Bank86%207 / 24197%$75K201
4Guild Mortgage Company LLC99%221 / 22494%$285K207
5Freedom Mortgage Corporation97%173 / 17884%$305K145

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 211 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest mortgage refinance lenders in St. Charles County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for St. Charles County

Mortgage lenders in St. Charles CountyHome improvement loans in St. Charles CountyCash-out refinance in St. Charles CountyInvestment property purchase in St. Charles CountyInvestment cash-out refinance in St. Charles CountyInvestment refinance in St. Charles CountyInvestment home improvement in St. Charles County

Nearby markets

All lending in St. Charles CountyCounty overviewRefinance across MissouriStatewideFranklin CountyNearby county