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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Jackson County, Michigan

Fat Boy Data analyzed home purchase mortgage activity in Jackson County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,177 applications were decided by 258 lenders between 2023 and 2025.

Jackson County at a glance

258Active lenders44 with 20+ decisions
84.2%Market approval rate5,202 of 6,177 decided
$185KTypical loanmedian lender, $10K brackets
93%Borrower take-up4,852 loans funded

How Jackson County compares

Approval rate compared
Jackson County84.2%Michigan84.6%All 616 counties87.6%
Typical loan compared
Jackson County$185KMichigan$235KAll 616 counties$335K

What the data shows

The Dart Bank made the most home purchase mortgages in Jackson County, MI, 357 of them.

Independent Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 37.

The typical home purchase mortgage here is $185K, 21% smaller than the Michigan typical of $235K.

Approval rate of all 44 lenders with 20+ decisions here
0%25%50%75%100%Tammac Holdings Corporation: 22% approved of 4121St Mortgage Corporation: 31% approved of 131Triad Financial Services, Inc.: 49% approved of 522Zippy Loans, LLC: 63% approved of 93Flagstar Bank, National Association: 67% approved of 411Fifth Third Bank, National Association: 76% approved of 94JPMorgan Chase Bank, National Association: 79% approved of 33Old National Bank: 79% approved of 29Newrez LLC: 80% approved of 20First Merchants Bank: 85% approved of 46Pennymac Loan Services, LLC: 87% approved of 46Rocket Mortgage, LLC: 87% approved of 365The Huntington National Bank: 88% approved of 173PNC Bank, National Association: 88% approved of 33Southern Michigan Bank & Trust: 89% approved of 74Navy Federal Credit Union: 90% approved of 29Waterstone Mortgage Corporation: 91% approved of 74Guild Mortgage Company LLC: 91% approved of 33County National Bank: 92% approved of 154Premier Bank: 92% approved of 24Gvc Mortgage, Inc.: 92% approved of 39Mortgage Research Center, LLC: 93% approved of 161Lake Michigan Credit Union: 93% approved of 61United Wholesale Mortgage, LLC: 94% approved of 360Towne Mortgage Company: 95% approved of 128TRUE COMMUNITY Credit Union: 95% approved of 187Union Home Mortgage Corp.: 95% approved of 96New American Funding, LLC: 95% approved of 20Staunton Financial, Inc.: 95% approved of 126Ruoff Mortgage Company, Inc.: 95% approved of 360Success Mortgage Partners, Inc.: 96% approved of 25University Bank: 96% approved of 27Greenstone Farm Credit Services, Flca: 97% approved of 58Jmac Lending, Inc.: 97% approved of 33Mortgage Center L.C.: 97% approved of 34The Dart Bank: 97% approved of 376Gold Star Mortgage Financial Group, Corporation: 97% approved of 111Howard Hanna Financial Services, Inc.: 97% approved of 39Mortgage 1 Incorporated: 98% approved of 260Crosscountry Mortgage, LLC: 99% approved of 237Independent Bank: 100% approved of 37MICHIGAN STATE UNIVERSITY Federal Credit Union: 100% approved of 30First Colony Mortgage Corporation: 100% approved of 23Ross Mortgage Corporation: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Triad Financial Services, Inc.49%255 / 52246%$45K118
2Flagstar Bank, National Association67%274 / 41199%$165K272
3The Dart Bank97%365 / 37698%$235K357
4Rocket Mortgage, LLC87%318 / 365100%$185K317
5United Wholesale Mortgage, LLCBroker only94%340 / 36099%$185K336

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 253 more lenders.

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