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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Ingham County, Michigan

Fat Boy Data analyzed home purchase mortgage activity in Ingham County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,134 applications were decided by 280 lenders between 2023 and 2025.

Ingham County at a glance

280Active lenders46 with 20+ decisions
85.3%Market approval rate6,083 of 7,134 decided
$175KTypical loanmedian lender, $10K brackets
97%Borrower take-up5,925 loans funded

How Ingham County compares

Approval rate compared
Ingham County85.3%Michigan84.6%All 616 counties87.6%
Typical loan compared
Ingham County$175KMichigan$235KAll 616 counties$335K

What the data shows

MICHIGAN STATE UNIVERSITY Federal Credit Union made the most home purchase mortgages in Ingham County, MI, 743 of them.

Van Dyk Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 54.

The typical home purchase mortgage here is $175K, 26% smaller than the Michigan typical of $235K.

Approval rate of all 46 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 32% approved of 319Triad Financial Services, Inc.: 40% approved of 193Flagstar Bank, National Association: 62% approved of 659Academy Mortgage Corporation: 64% approved of 22Bank of America, National Association: 69% approved of 36USAA Federal Savings Bank: 73% approved of 22Mercantile Bank: 75% approved of 40Neighborhood Loans, Inc.: 78% approved of 36Lower, LLC: 80% approved of 30The Huntington National Bank: 84% approved of 106Navy Federal Credit Union: 84% approved of 25Guild Mortgage Company LLC: 86% approved of 22First Merchants Bank: 86% approved of 22Independent Bank: 86% approved of 59JPMorgan Chase Bank, National Association: 87% approved of 103Staunton Financial, Inc.: 88% approved of 24Fifth Third Bank, National Association: 88% approved of 106Mortgage Research Center, LLC: 88% approved of 124New American Funding, LLC: 89% approved of 47American Portfolio Mortgage Corporation: 89% approved of 57PNC Bank, National Association: 89% approved of 38Rocket Mortgage, LLC: 90% approved of 548Emm Loans LLC: 90% approved of 40NexBank: 90% approved of 21LAFCU Credit Union: 91% approved of 34United Wholesale Mortgage, LLC: 92% approved of 559Success Mortgage Partners, Inc.: 93% approved of 28Cardinal Financial Company, Limited Partnership: 95% approved of 38Mortgage 1 Incorporated: 95% approved of 60Guaranteed Rate, Inc.: 95% approved of 42Mortgage Center L.C.: 96% approved of 55Mortgage300 Corporation: 97% approved of 29First Community Mortgage, Inc.: 97% approved of 30The Dart Bank: 97% approved of 768Lake Michigan Credit Union: 97% approved of 92Gold Star Mortgage Financial Group, Corporation: 97% approved of 33MICHIGAN STATE UNIVERSITY Federal Credit Union: 97% approved of 777CASE Credit Union: 98% approved of 45Churchill Mortgage Corporation: 98% approved of 48Northpointe Bank: 99% approved of 71Union Home Mortgage Corp.: 99% approved of 503Crosscountry Mortgage, LLC: 99% approved of 75Everett Financial, Inc.: 99% approved of 109Van Dyk Mortgage Corporation: 100% approved of 54Michigan Mutual, Inc.: 100% approved of 52Preston Home Loans Inc: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Ingham County

LenderApprovalApprovedTaken upTypical loanLoans made
1MICHIGAN STATE UNIVERSITY Federal Credit Union97%756 / 77798%$185K743
2The Dart Bank97%743 / 76899%$205K737
3Flagstar Bank, National Association62%406 / 659100%$155K405
4United Wholesale Mortgage, LLCBroker only92%515 / 55999%$195K512
5Rocket Mortgage, LLC90%492 / 54899%$175K486

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 275 more lenders.

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Nearby markets

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