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refinance lenders · HMDA 2023–2025

Refinance lenders in Jackson County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Jackson County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,276 applications were decided by 129 lenders between 2023 and 2025.

Jackson County at a glance

129Active lenders20 with 20+ decisions
76.5%Market approval rate976 of 1,276 decided
$175KTypical loanmedian lender, $10K brackets
93%Borrower take-up907 loans funded

How Jackson County compares

Approval rate compared
Jackson County76.5%Michigan78.1%All 616 counties76.5%
Typical loan compared
Jackson County$175KMichigan$145KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Jackson County, MI, 99 of them.

Mortgage 1 Incorporated approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical mortgage refinance here is $175K, 21% larger than the Michigan typical of $145K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 19% approved of 21PNC Bank, National Association: 52% approved of 29Royal United Mortgage LLC: 62% approved of 39County National Bank: 65% approved of 23The Huntington National Bank: 66% approved of 95Old National Bank: 70% approved of 23Flagstar Bank, National Association: 71% approved of 56Mortgage Research Center, LLC: 71% approved of 28Newrez LLC: 75% approved of 20Comerica Bank: 76% approved of 82Ruoff Mortgage Company, Inc.: 77% approved of 22Fifth Third Bank, National Association: 79% approved of 61Rocket Mortgage, LLC: 80% approved of 137The Dart Bank: 81% approved of 27TRUE COMMUNITY Credit Union: 84% approved of 50Community Choice: 86% approved of 28United Wholesale Mortgage, LLC: 88% approved of 66Freedom Mortgage Corporation: 96% approved of 46Pennymac Loan Services, LLC: 96% approved of 26Mortgage 1 Incorporated: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%110 / 13790%$185K99
2The Huntington National Bank66%63 / 9589%$85K56
3Comerica Bank76%62 / 8297%$105K60
4United Wholesale Mortgage, LLCBroker only88%58 / 6698%$245K57
5Fifth Third Bank, National Association79%48 / 6198%$65K47

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 124 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Jackson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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