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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Worcester County, Massachusetts

Fat Boy Data analyzed investment home improvement loan activity in Worcester County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 431 applications were decided by 80 lenders between 2023 and 2025.

Worcester County at a glance

80Active lenders5 with 20+ decisions
56.1%Market approval rate242 of 431 decided
$155KTypical loanmedian lender, $10K brackets
96%Borrower take-up232 loans funded

How Worcester County compares

Approval rate compared
Worcester County56.1%Massachusetts57.6%All 616 counties51.2%
Typical loan compared
Worcester County$155KMassachusetts$205KAll 616 counties$115K

What the data shows

Central One Federal Credit Union made the most investment home improvement loans in Worcester County, MA, 29 of them.

Abl Rpc Residential Credit Acquisition LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 28.

The typical investment home improvement loan here is $155K, 24% smaller than the Massachusetts typical of $205K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Citizens Bank, National Association: 3% approved of 30TD Bank, National Association: 65% approved of 40Cornerstone Bank: 70% approved of 33Central One Federal Credit Union: 78% approved of 37Abl Rpc Residential Credit Acquisition LLC: 96% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Worcester County

LenderApprovalApprovedTaken upTypical loanLoans made
1TD Bank, National Association65%26 / 4096%$105K25
2Central One Federal Credit Union78%29 / 37100%$105K29
3Cornerstone Bank70%23 / 33100%$155K23
4Citizens Bank, National Association3%1 / 30100%$325K1
5Abl Rpc Residential Credit Acquisition LLC96%27 / 2893%$415K25

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 75 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Worcester County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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