Investment property improvement lenders in Massachusetts
Fat Boy Data analyzed investment home improvement loan activity in Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,421 applications were decided by 245 lenders between 2023 and 2025.
Massachusetts at a glance
How Massachusetts compares
What the data shows
The Cape Cod Five Cents Savings Bank made the most investment home improvement loans in Massachusetts, 252 of them.
The Village Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.
Lenders approved 57.6% of investment home improvement loan applications in Massachusetts, 6.4 percentage points above the the United States rate of 51.2%.
The typical investment home improvement loan here is $205K, 78% larger than the the United States typical of $115K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property improvement lenders in Massachusetts
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Citizens Bank, National Association | 26% | 116 / 448 | 99% | $245K | 115 |
| 2 | TD Bank, National Association | 50% | 206 / 415 | 98% | $145K | 202 |
| 3 | Rockland Trust Company | 34% | 126 / 369 | 95% | $155K | 120 |
| 4 | The Cape Cod Five Cents Savings Bank | 80% | 257 / 321 | 98% | $205K | 252 |
| 5 | Bank of America, National Association | 19% | 53 / 284 | 96% | $245K | 51 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 240 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Massachusetts. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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