Lender profile · HMDA 2023–2025
Cornerstone Bank mortgage approval rates & lending data
Cornerstone Bank decided 1,625 mortgage applications and funded 1,288 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 409 / 451 | 99% | $315K | 404 |
| Home improvement loans | 79% | 411 / 522 | 97% | $75K | 398 |
| Cash-out refinance | 72% | 29 / 40 | 100% | $315K | 29 |
| Refinance | 79% | 241 / 306 | 97% | $125K | 234 |
| Investment property purchase | 85% | 149 / 176 | 97% | $275K | 145 |
| Investment refinance | 70% | 19 / 27 | 89% | $255K | 17 |
| Investment home improvement | 61% | 55 / 90 | 96% | $155K | 53 |
Cornerstone Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 81% | $155K | 1,578 | 1,250 |
| Rhode Island | 83% | $255K | 18 | 14 |
| Connecticut | 73% | $115K | 15 | 11 |
| New Hampshire | 83% | $305K | 6 | 5 |
| Florida | 100% | $405K | 3 | 3 |
| Maine | 100% | $355K | 3 | 3 |
| South Carolina | 100% | $1.18M | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.