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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Worcester County, Massachusetts

Fat Boy Data analyzed home improvement loan activity in Worcester County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,804 applications were decided by 183 lenders between 2023 and 2025.

Worcester County at a glance

183Active lenders56 with 20+ decisions
70.2%Market approval rate7,585 of 10,804 decided
$75KTypical loanmedian lender, $10K brackets
96%Borrower take-up7,284 loans funded

How Worcester County compares

Approval rate compared
Worcester County70.2%Massachusetts67.4%All 616 counties62.7%
Typical loan compared
Worcester County$75KMassachusetts$105KAll 616 counties$75K

What the data shows

First Technology made the most home improvement loans in Worcester County, MA, 756 of them.

ROCKLAND Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

The typical home improvement loan here is $75K, 29% smaller than the Massachusetts typical of $105K.

Only 1 lender here typically writes at or below $35K: Clinton Savings Bank.

Approval rate of all 56 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 22% approved of 255Spring Eq, LLC: 26% approved of 57Pentagon Federal Credit Union: 35% approved of 23U.S. Bank National Association: 40% approved of 93Manufacturers and Traders Trust Company: 45% approved of 196Bank of America, National Association: 50% approved of 829Eastern Bank: 53% approved of 101Third Federal Savings And Loan Association Of Cleveland: 54% approved of 39Rockland Trust Company: 56% approved of 166Rocket Mortgage, LLC: 57% approved of 21Beacon Bank And Trust: 58% approved of 26Fourleaf: 58% approved of 24I-C Federal Credit Union: 61% approved of 174Fall River Five Cents Savings Bank: 62% approved of 21TD Bank, National Association: 62% approved of 405Citizens Bank, National Association: 64% approved of 901Direct Federal Credit Union: 65% approved of 34Webster First Federal Credit Union: 65% approved of 393Berkshire Bank: 65% approved of 131PNC Bank, National Association: 65% approved of 63Figure Lending LLC: 65% approved of 173New American Funding, LLC: 69% approved of 29Worcester Credit Union: 70% approved of 89Align Credit Union: 70% approved of 30Navy Federal Credit Union: 71% approved of 95First Technology: 72% approved of 1,054Southbridge Credit Union: 73% approved of 60UniBank for Savings: 74% approved of 269Avidia Bank: 75% approved of 68Nationstar Mortgage LLC: 75% approved of 36Main Street Bank: 76% approved of 63Cornerstone Bank: 78% approved of 416All One: 78% approved of 700Fidelity Co-operative Bank: 79% approved of 345Athol Savings Bank: 79% approved of 76Navigant Credit Union: 79% approved of 24GFA Federal Credit Union: 79% approved of 111Country Bank for Savings: 79% approved of 223Webster Five Cents Savings Bank: 80% approved of 97Salem Five Cents Savings Bank: 83% approved of 29Bankesb: 83% approved of 152St. Mary's Credit Union: 84% approved of 188Clinton Savings Bank: 84% approved of 73Dean Co-operative Bank: 84% approved of 50Central One Federal Credit Union: 86% approved of 696Workers Federal Credit Union: 86% approved of 487Middlesex Savings Bank: 86% approved of 140Hanscom: 86% approved of 93Umassfive College Federal Credit Union: 87% approved of 103Shrewsbury Federal Credit Union: 89% approved of 38Brightbridge Credit Union: 90% approved of 20Milford Federal Bank: 90% approved of 83Bay State Savings Bank: 91% approved of 35METRO Credit Union: 96% approved of 51Savers Co-operative Bank: 96% approved of 52ROCKLAND Federal Credit Union: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Worcester County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Technology72%764 / 1,05499%$75K756
2Citizens Bank, National Association64%576 / 90196%$115K555
3Bank of America, National Association50%418 / 82997%$105K406
4All One78%549 / 70098%$75K537
5Central One Federal Credit Union86%596 / 696100%$105K596

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 178 more lenders.

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Nearby markets

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