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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Hampden County, Massachusetts

Fat Boy Data analyzed home improvement loan activity in Hampden County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,991 applications were decided by 127 lenders between 2023 and 2025.

Hampden County at a glance

127Active lenders29 with 20+ decisions
65.9%Market approval rate3,291 of 4,991 decided
$65KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,138 loans funded

How Hampden County compares

Approval rate compared
Hampden County65.9%Massachusetts67.4%All 616 counties62.7%
Typical loan compared
Hampden County$65KMassachusetts$105KAll 616 counties$75K

What the data shows

Westfield Bank made the most home improvement loans in Hampden County, MA, 405 of them.

MassMutual Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 119.

The typical home improvement loan here is $65K, 38% smaller than the Massachusetts typical of $105K.

Only 2 lenders here typically write at or below $35K: Monson Savings Bank, Alden Credit Union.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 27% approved of 124Spring Eq, LLC: 33% approved of 27Bank of America, National Association: 36% approved of 371U.S. Bank National Association: 46% approved of 35Manufacturers and Traders Trust Company: 48% approved of 379KeyBank National Association: 49% approved of 45TD Bank, National Association: 52% approved of 343Citizens Bank, National Association: 52% approved of 600Pentagon Federal Credit Union: 54% approved of 24First Technology: 57% approved of 28American Eagle Financial: 60% approved of 25Navy Federal Credit Union: 63% approved of 60Berkshire Bank: 65% approved of 121Freedom Credit Union: 66% approved of 193Figure Lending LLC: 70% approved of 69New American Funding, LLC: 70% approved of 23PeoplesBank: 74% approved of 494Alden Credit Union: 76% approved of 94Holyoke Credit Union: 77% approved of 93Polish N.A.tional Credit Union: 79% approved of 273Umassfive College Federal Credit Union: 81% approved of 96360 Federal Credit Union: 82% approved of 44Country Bank for Savings: 85% approved of 196Monson Savings Bank: 88% approved of 33Luso Federal Credit Union: 88% approved of 75Bankesb: 89% approved of 75Florence Bank: 89% approved of 57Westfield Bank: 90% approved of 470MassMutual Federal Credit Union: 100% approved of 119

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Hampden County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association52%315 / 60095%$85K299
2PeoplesBank74%368 / 49498%$55K360
3Westfield Bank90%425 / 47095%$65K405
4Manufacturers and Traders Trust Company48%183 / 37992%$105K168
5Bank of America, National Association36%135 / 37196%$85K130

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 122 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Hampden County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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