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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Fayette County, Kentucky

Fat Boy Data analyzed home purchase mortgage activity in Fayette County, Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,918 applications were decided by 335 lenders between 2023 and 2025.

Fayette County at a glance

335Active lenders69 with 20+ decisions
92.2%Market approval rate8,222 of 8,918 decided
$275KTypical loanmedian lender, $10K brackets
98%Borrower take-up8,068 loans funded

How Fayette County compares

Approval rate compared
Fayette County92.2%Kentucky88.2%All 616 counties87.6%
Typical loan compared
Fayette County$275KKentucky$235KAll 616 counties$335K

What the data shows

Ark-La-Tex Financial Services, LLC. made the most home purchase mortgages in Fayette County, KY, 654 of them.

The Huntington National Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 48.

The typical home purchase mortgage here is $275K, 17% larger than the Kentucky typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 16% approved of 5821St Mortgage Corporation: 30% approved of 27Kind Lending, LLC: 73% approved of 33University of Kentucky: 73% approved of 165Primelending, A Plainscapital Company: 77% approved of 35USAA Federal Savings Bank: 78% approved of 50Commonwealth Federal Credit Union: 80% approved of 151Bank of America, National Association: 81% approved of 72Forcht Bank, National Association: 81% approved of 31Pennymac Loan Services, LLC: 82% approved of 33Flagstar Bank, National Association: 83% approved of 36PNC Bank, National Association: 85% approved of 89Community Trust Bank, Inc.: 86% approved of 118Navy Federal Credit Union: 86% approved of 51U.S. Bank National Association: 87% approved of 157Lower, LLC: 89% approved of 132Truist Bank: 90% approved of 70WesBanco Bank, Inc.: 91% approved of 100Mortgage Research Center, LLC: 91% approved of 125City National Bank of West Virginia: 91% approved of 80Mortgage Investors Group, Inc.: 91% approved of 35Fifth Third Bank, National Association: 91% approved of 188Stock Yards Bank & Trust Company: 92% approved of 207Guardian Savings Bank: 93% approved of 450Ruoff Mortgage Company, Inc.: 93% approved of 116Rocket Mortgage, LLC: 93% approved of 316Regions Bank: 94% approved of 31United Wholesale Mortgage, LLC: 94% approved of 298Traditional Bank, Inc.: 94% approved of 100First Financial Bank: 94% approved of 51Swbc Mortgage Corporation: 94% approved of 35Peoples Exchange Bank: 94% approved of 54Provident Funding Associates, L.P.: 95% approved of 175Stockton Mortgage Corporation: 95% approved of 526T2 Financial LLC: 95% approved of 117JPMorgan Chase Bank, National Association: 95% approved of 333South Central Bank, Inc.: 96% approved of 25Bank of Lexington, Inc.: 96% approved of 154Old National Bank: 96% approved of 56First National Bank of America: 96% approved of 56Northpointe Bank: 96% approved of 57Republic State Mortgage Co.: 97% approved of 59Guaranteed Rate, Inc.: 97% approved of 89Prosperity Home Mortgage, LLC: 97% approved of 60The Federal Savings Bank: 97% approved of 31Union Home Mortgage Corp.: 97% approved of 64Ixonia Bank: 97% approved of 65Geneva Financial, LLC: 97% approved of 138MEMBERS HERITAGE Credit Union: 97% approved of 37Republic Bank & Trust Company: 98% approved of 334Central Bank & Trust Co.: 98% approved of 457New American Funding, LLC: 98% approved of 150Thrive Mortgage, LLC: 98% approved of 112Luminate Bank: 99% approved of 106Ark-La-Tex Financial Services, LLC.: 99% approved of 669Bank of England: 99% approved of 187The Huntington National Bank: 100% approved of 48Luminate Home Loans, Inc.: 100% approved of 38General Electric Credit Union: 100% approved of 29Whitaker Bank: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Fayette County

LenderApprovalApprovedTaken upTypical loanLoans made
1Ark-La-Tex Financial Services, LLC.99%663 / 66999%$255K654
2Stockton Mortgage Corporation95%499 / 526100%$295K498
3Central Bank & Trust Co.98%447 / 45798%$325K440
4Guardian Savings Bank93%418 / 45099%$305K413
5Republic Bank & Trust Company98%326 / 33499%$275K324

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 330 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Fayette County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Nearby markets

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