Investment property improvement lenders in Fayette County, Kentucky
Fat Boy Data analyzed investment home improvement loan activity in Fayette County, Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 199 applications were decided by 45 lenders between 2023 and 2025.
Fayette County at a glance
How Fayette County compares
What the data shows
University of Kentucky made the most investment home improvement loans in Fayette County, KY, 15 of them.
University of Kentucky approved the highest share of applications among lenders with at least 20 decisions here, 33% of 49.
Lenders approved 54.8% of investment home improvement loan applications in Fayette County, KY, 9.9 percentage points below the Kentucky rate of 64.7%.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Fayette County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | University of Kentucky | 33% | 16 / 49 | 94% | $85K | 15 |
| 2 | Central Bank & Trust Co.Limited sample | 94% | 15 / 16 | 100% | $75K | 15 |
| 3 | Traditional Bank, Inc.Limited sample | 93% | 14 / 15 | 100% | $105K | 14 |
| 4 | Fifth Third Bank, National AssociationLimited sample | 14% | 2 / 14 | 100% | $75K | 2 |
| 5 | Community Trust Bank, Inc.Limited sample | 92% | 11 / 12 | 100% | $115K | 11 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 40 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Fayette County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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