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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Kentucky

Fat Boy Data analyzed home purchase mortgage activity in Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 67,530 applications were decided by 627 lenders between 2023 and 2025.

Kentucky at a glance

627Active lenders210 with 20+ decisions
88.2%Market approval rate59,557 of 67,530 decided
$235KTypical loanmedian lender, $10K brackets
98%Borrower take-up58,124 loans funded

How Kentucky compares

Approval rate compared
Kentucky88.2%All 616 counties87.6%
Typical loan compared
Kentucky$235KAll 616 counties$335K

What the data shows

Stockton Mortgage Corporation made the most home purchase mortgages in Kentucky, 2,046 of them.

Success Mortgage Partners, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 315.

The typical home purchase mortgage here is $235K, 30% smaller than the the United States typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Tammac Holdings Corporation: 16% approved of 29721St Mortgage Corporation: 24% approved of 1,141Vanderbilt Mortgage and Finance, Inc.: 32% approved of 1,506Park Lane Finance Solutions, LLC: 56% approved of 470USAA Federal Savings Bank: 73% approved of 313Commonwealth Federal Credit Union: 73% approved of 329Kind Lending, LLC: 79% approved of 546Navy Federal Credit Union: 83% approved of 446Pulte Mortgage LLC: 84% approved of 320First Equity Mortgage Incorporated: 86% approved of 690German American Bank: 86% approved of 400Pennymac Loan Services, LLC: 87% approved of 304Fifth Third Bank, National Association: 87% approved of 959Truist Bank: 87% approved of 636Stock Yards Bank & Trust Company: 88% approved of 1,709Old National Bank: 89% approved of 359Independence Bank of Kentucky: 89% approved of 275PNC Bank, National Association: 89% approved of 698U.S. Bank National Association: 89% approved of 2,015Rocket Mortgage, LLC: 90% approved of 2,149Mortgage Research Center, LLC: 90% approved of 1,277Freedom Mortgage Corporation: 90% approved of 381Guardian Savings Bank: 91% approved of 1,230Northpointe Bank: 91% approved of 1,815Everett Financial, Inc.: 91% approved of 414Park Federal Credit Union: 91% approved of 357First Financial Bank: 92% approved of 2,142Fairway Independent Mortgage Corporation: 92% approved of 1,185Abound Federal Credit Union: 92% approved of 484Lower, LLC: 92% approved of 562JPMorgan Chase Bank, National Association: 92% approved of 1,166New American Funding, LLC: 93% approved of 557Provident Funding Associates, L.P.: 94% approved of 565United Wholesale Mortgage, LLC: 94% approved of 5,829Magnolia Bank, Incorporated: 94% approved of 686Republic Bank & Trust Company: 94% approved of 1,334Union Home Mortgage Corp.: 94% approved of 904Guaranteed Rate, Inc.: 95% approved of 579The Loan Store, Inc.: 95% approved of 342First Community Mortgage, Inc.: 95% approved of 291Liberty Credit Union: 95% approved of 1,753Prosperity Home Mortgage, LLC: 96% approved of 846South Central Bank, Inc.: 96% approved of 644T2 Financial LLC: 96% approved of 278The Huntington National Bank: 96% approved of 627Ruoff Mortgage Company, Inc.: 96% approved of 964Stockton Mortgage Corporation: 96% approved of 2,144Victory Mortgage, L.L.C.: 96% approved of 1,397Paramount Residential Mortgage Group, Inc.: 96% approved of 298L & N Federal Credit Union: 97% approved of 431Central Bank & Trust Co.: 97% approved of 573Thrive Mortgage, LLC: 97% approved of 494Interlinc Mortgage Services, LLC: 98% approved of 641Acrisure Mortgage, LLC: 98% approved of 370Crosscountry Mortgage, LLC: 98% approved of 1,033Bank of England: 98% approved of 364Ark-La-Tex Financial Services, LLC.: 99% approved of 945Plains Commerce Bank: 99% approved of 278Atlantic Bay Mortgage Group, L.L.C.: 99% approved of 730Success Mortgage Partners, Inc.: 100% approved of 315

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Kentucky

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only94%5,459 / 5,82999%$215K5,416
2Rocket Mortgage, LLC90%1,931 / 2,14999%$225K1,914
3Stockton Mortgage Corporation96%2,053 / 2,144100%$225K2,046
4First Financial Bank92%1,963 / 2,142100%$155K1,955
5U.S. Bank National Association89%1,794 / 2,01598%$205K1,766

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 622 more lenders.

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Other lending data for Kentucky

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Counties in Kentucky

Jefferson CountyCountyFayette CountyCountyKenton CountyCountyBoone CountyCountyWarren CountyCountyHardin CountyCountyDaviess CountyCounty