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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Vanderburgh County, Indiana

Fat Boy Data analyzed home improvement loan activity in Vanderburgh County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,391 applications were decided by 56 lenders between 2023 and 2025.

Vanderburgh County at a glance

56Active lenders12 with 20+ decisions
69.5%Market approval rate967 of 1,391 decided
$45KTypical loanmedian lender, $10K brackets
96%Borrower take-up929 loans funded

How Vanderburgh County compares

Approval rate compared
Vanderburgh County69.5%Indiana67.0%All 616 counties62.7%
Typical loan compared
Vanderburgh County$45KIndiana$55KAll 616 counties$75K

What the data shows

Liberty Credit Union made the most home improvement loans in Vanderburgh County, IN, 256 of them.

That is 28% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

First Federal Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 90% of 40.

The typical home improvement loan here is $45K, 18% smaller than the Indiana typical of $55K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 17% approved of 29Discover Bank: 31% approved of 49U.S. Bank National Association: 31% approved of 29Regions Bank: 39% approved of 28Figure Lending LLC: 46% approved of 26Old National Bank: 64% approved of 216Heritage Federal Credit Union: 70% approved of 150Fifth Third Bank, National Association: 70% approved of 209German American Bank: 78% approved of 129Indiana Members Credit Union: 84% approved of 44Liberty Credit Union: 89% approved of 293First Federal Savings Bank: 90% approved of 40

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Vanderburgh County

LenderApprovalApprovedTaken upTypical loanLoans made
1Liberty Credit Union89%261 / 29398%$45K256
2Old National Bank64%138 / 21696%$45K132
3Fifth Third Bank, National Association70%147 / 20996%$55K141
4Heritage Federal Credit Union70%105 / 15099%$35K104
5German American Bank78%100 / 12999%$45K99

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 51 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Vanderburgh County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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