Lender profile · HMDA 2023–2025
Liberty Credit Union mortgage approval rates & lending data
Liberty Credit Union decided 9,684 mortgage applications and funded 8,794 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 4,430 / 4,659 | 99% | $215K | 4,393 |
| Home improvement loans | 89% | 692 / 779 | 99% | $45K | 683 |
| Cash-out refinance | 88% | 2,772 / 3,138 | 99% | $55K | 2,736 |
| Refinance | 85% | 209 / 245 | 99% | $245K | 207 |
| Investment property purchase | 92% | 609 / 662 | 99% | $145K | 604 |
| Investment cash-out refinance | 78% | 56 / 72 | 100% | $165K | 56 |
| Investment refinance | 92% | 100 / 109 | 100% | $405K | 100 |
Liberty Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kentucky | 93% | $185K | 3,375 | 3,113 |
| Indiana | 92% | $105K | 2,754 | 2,508 |
| Tennessee | 91% | $165K | 1,367 | 1,231 |
| Florida | 88% | $465K | 338 | 297 |
| Georgia | 91% | $405K | 280 | 255 |
| Pennsylvania | 95% | $225K | 237 | 225 |
| Mississippi | 86% | $265K | 206 | 177 |
| Ohio | 88% | $255K | 151 | 131 |
| South Carolina | 96% | $315K | 137 | 132 |
| Colorado | 92% | $755K | 132 | 119 |
| Virginia | 81% | $145K | 128 | 103 |
| Texas | 88% | $725K | 113 | 100 |
| North Carolina | 88% | $535K | 106 | 90 |
| Alabama | 82% | $295K | 90 | 74 |
| California | 91% | $955K | 77 | 68 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.