Lender profile · HMDA 2023–2025
German American Bank mortgage approval rates & lending data
German American Bank decided 2,860 mortgage applications and funded 2,412 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 955 / 1,068 | 99% | $225K | 941 |
| Home improvement loans | 79% | 577 / 727 | 98% | $75K | 566 |
| Cash-out refinance | 58% | 40 / 69 | 100% | $205K | 40 |
| Refinance | 88% | 612 / 695 | 98% | $115K | 600 |
| Investment property purchase | 94% | 186 / 197 | 98% | $145K | 182 |
| Investment refinance | 83% | 49 / 59 | 98% | $105K | 48 |
| Investment home improvement | 82% | 31 / 38 | 100% | $125K | 31 |
German American Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 86% | $155K | 1,249 | 1,053 |
| Kentucky | 85% | $95K | 1,128 | 943 |
| Ohio | 89% | $255K | 451 | 392 |
| Florida | 72% | $1M | 18 | 13 |
| Tennessee | 67% | $55K | 6 | 4 |
| Missouri | 100% | $105K | 2 | 2 |
| Alabama | 100% | $155K | 1 | 1 |
| California | 0% | — | 1 | 0 |
| Colorado | 100% | $2.19M | 1 | 1 |
| Illinois | 100% | $635K | 1 | 1 |
| North Carolina | 100% | $105K | 1 | 1 |
| South Carolina | 100% | $155K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.