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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Vanderburgh County, Indiana

Fat Boy Data analyzed cash-out refinance activity in Vanderburgh County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,536 applications were decided by 124 lenders between 2023 and 2025.

Vanderburgh County at a glance

124Active lenders20 with 20+ decisions
76.7%Market approval rate1,946 of 2,536 decided
$55KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,882 loans funded

How Vanderburgh County compares

Approval rate compared
Vanderburgh County76.7%Indiana71.0%All 616 counties68.2%
Typical loan compared
Vanderburgh County$55KIndiana$135KAll 616 counties$155K

What the data shows

Liberty Credit Union made the most cash-out refinances in Vanderburgh County, IN, 913 of them.

That is 49% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Mortgage Masters of Indiana, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 29.

Lenders approved 76.7% of cash-out refinance applications in Vanderburgh County, IN, 5.7 percentage points above the Indiana rate of 71.0%.

The typical cash-out refinance here is $55K, 59% smaller than the Indiana typical of $135K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 6% approved of 34Amerisave Mortgage Corporation: 29% approved of 122New Day Financial, LLC: 31% approved of 36Newrez LLC: 49% approved of 53Lakeview Loan Servicing, LLC: 50% approved of 20Carrington Mortgage Services, LLC: 57% approved of 58Loandepot.Com, LLC: 68% approved of 53Freedom Mortgage Corporation: 71% approved of 84GoodLeap, LLC: 72% approved of 36Rocket Mortgage, LLC: 74% approved of 275United Wholesale Mortgage, LLC: 77% approved of 35Fifth Third Bank, National Association: 82% approved of 50Heritage Federal Credit Union: 82% approved of 79Crane: 83% approved of 23Pennymac Loan Services, LLC: 83% approved of 29Nationstar Mortgage LLC: 83% approved of 30Indiana Members Credit Union: 86% approved of 57Liberty Credit Union: 90% approved of 1,025Diamond Valley Federal Credit Union: 94% approved of 34Mortgage Masters of Indiana, Inc.: 97% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Vanderburgh County

LenderApprovalApprovedTaken upTypical loanLoans made
1Liberty Credit Union90%922 / 1,02599%$55K913
2Rocket Mortgage, LLC74%204 / 27598%$125K200
3Amerisave Mortgage Corporation29%35 / 122100%$75K35
4Freedom Mortgage Corporation71%60 / 8498%$165K59
5Heritage Federal Credit Union82%65 / 7998%$95K64

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 119 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Vanderburgh County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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