HomeIndianaLake CountyHome improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Lake County, Indiana

Fat Boy Data analyzed home improvement loan activity in Lake County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,577 applications were decided by 121 lenders between 2023 and 2025.

Lake County at a glance

121Active lenders30 with 20+ decisions
60.7%Market approval rate3,387 of 5,577 decided
$55KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,170 loans funded

How Lake County compares

Approval rate compared
Lake County60.7%Indiana67.0%All 616 counties62.7%
Typical loan compared
Lake County$55KIndiana$55KAll 616 counties$75K

What the data shows

Centier Bank made the most home improvement loans in Lake County, IN, 775 of them.

Direct Mortgage Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

Lenders approved 60.7% of home improvement loan applications in Lake County, IN, 6.3 percentage points below the Indiana rate of 67.0%.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 29% approved of 181Discover Bank: 29% approved of 184The Huntington National Bank: 31% approved of 108U.S. Bank National Association: 31% approved of 116Pentagon Federal Credit Union: 41% approved of 22Spring Eq, LLC: 44% approved of 79PNC Bank, National Association: 48% approved of 164Navy Federal Credit Union: 51% approved of 99BMO Bank National Association: 51% approved of 357Horizon Bank: 52% approved of 178Old National Bank: 52% approved of 351First Merchants Bank: 54% approved of 127Fifth Third Bank, National Association: 56% approved of 423Everwise Credit Union: 58% approved of 76Third Federal Savings And Loan Association Of Cleveland: 59% approved of 29New American Funding, LLC: 60% approved of 20First Financial Bank: 61% approved of 240Figure Lending LLC: 63% approved of 97Purdue Federal Credit Union: 65% approved of 37Citizens Bank, National Association: 65% approved of 43Centier Bank: 66% approved of 1,298Peoples Bank: 72% approved of 98Rocket Mortgage, LLC: 75% approved of 28Regional Federal Credit Union: 76% approved of 182JPMorgan Chase Bank, National Association: 79% approved of 53Guaranteed Rate, Inc.: 85% approved of 27Nationstar Mortgage LLC: 85% approved of 27TECH Credit Union: 97% approved of 447Coastal Community Bank: 100% approved of 56Direct Mortgage Loans, LLC: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1Centier Bank66%858 / 1,29890%$55K775
2TECH Credit Union97%433 / 44799%$55K428
3Fifth Third Bank, National Association56%236 / 42398%$65K231
4BMO Bank National Association51%182 / 35793%$55K170
5Old National Bank52%182 / 35194%$55K171

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 116 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home improvement loan lenders in Lake County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Lake County

Nearby markets