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refinance lenders · HMDA 2023–2025

Refinance lenders in Lake County, Indiana

Fat Boy Data analyzed mortgage refinance activity in Lake County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,324 applications were decided by 235 lenders between 2023 and 2025.

Lake County at a glance

235Active lenders41 with 20+ decisions
78.3%Market approval rate3,386 of 4,324 decided
$145KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,161 loans funded

How Lake County compares

Approval rate compared
Lake County78.3%Indiana80.2%All 616 counties76.5%
Typical loan compared
Lake County$145KIndiana$145KAll 616 counties$295K

What the data shows

Centier Bank made the most mortgage refinances in Lake County, IN, 334 of them.

Fairway Independent Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 32.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 38% approved of 114Lakeview Loan Servicing, LLC: 42% approved of 65Carrington Mortgage Services, LLC: 46% approved of 24Bank of America, National Association: 50% approved of 22Newrez LLC: 56% approved of 70First Savings Bank of Hegewisch: 63% approved of 38Mortgage Research Center, LLC: 67% approved of 57Old National Bank: 68% approved of 223Amerihome Mortgage Company, LLC: 70% approved of 53Onity Mortgage Corporation: 70% approved of 20New American Funding, LLC: 70% approved of 27Loandepot.Com, LLC: 71% approved of 24Citizens Bank, National Association: 71% approved of 24PNC Bank, National Association: 71% approved of 90Horizon Bank: 73% approved of 44Mutual of Omaha Mortgage, Inc.: 76% approved of 33Fifth Third Bank, National Association: 76% approved of 193First Merchants Bank: 76% approved of 246Planet Home Lending, LLC: 78% approved of 27Centier Bank: 78% approved of 465Wells Fargo Bank, National Association: 79% approved of 33Rocket Mortgage, LLC: 79% approved of 261First Financial Bank: 82% approved of 28Royal United Mortgage LLC: 83% approved of 63United Wholesale Mortgage, LLC: 86% approved of 200Village Capital & Investment LLC: 88% approved of 65Nationstar Mortgage LLC: 88% approved of 25Guaranteed Rate, Inc.: 90% approved of 50Peoples Bank: 90% approved of 152Pennymac Loan Services, LLC: 90% approved of 103Crosscountry Mortgage, LLC: 91% approved of 43Endeavor Capital, LLC.: 91% approved of 23JPMorgan Chase Bank, National Association: 93% approved of 59Gold Star Mortgage Financial Group, Corporation: 95% approved of 20DeMotte State Bank: 95% approved of 41Longbridge Financial, LLC: 95% approved of 21Freedom Mortgage Corporation: 96% approved of 208TECH Credit Union: 96% approved of 190Diamond Residential Mortgage Corporation: 96% approved of 27Fairway Independent Mortgage Corporation: 100% approved of 32Ixonia Bank: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1Centier Bank78%365 / 46592%$65K334
2Rocket Mortgage, LLC79%206 / 26189%$225K184
3First Merchants Bank76%188 / 24699%$95K186
4Old National Bank68%151 / 22395%$95K144
5Freedom Mortgage Corporation96%199 / 20886%$245K171

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 230 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Lake County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Lake County

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Nearby markets

All lending in Lake CountyCounty overviewRefinance across IndianaStatewide