Lender profile · HMDA 2023–2025
TECH Credit Union mortgage approval rates & lending data
TECH Credit Union decided 1,438 mortgage applications and funded 1,373 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 316 / 322 | 100% | $215K | 316 |
| Home improvement loans | 96% | 644 / 670 | 99% | $55K | 638 |
| Cash-out refinance | 94% | 65 / 69 | 98% | $155K | 64 |
| Refinance | 96% | 296 / 309 | 98% | $75K | 291 |
| Investment property purchase | 93% | 39 / 42 | 100% | $115K | 39 |
TECH Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 96% | $75K | 1,349 | 1,288 |
| Illinois | 96% | $75K | 77 | 74 |
| Georgia | 100% | $165K | 2 | 2 |
| Michigan | 100% | $175K | 2 | 2 |
| Alabama | 100% | $125K | 1 | 1 |
| Arizona | 100% | $305K | 1 | 1 |
| Florida | 100% | $155K | 1 | 1 |
| Louisiana | 100% | $215K | 1 | 1 |
| Maryland | 100% | $125K | 1 | 1 |
| New York | 0% | — | 1 | 0 |
| North Carolina | 100% | $335K | 1 | 1 |
| South Carolina | 100% | $265K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.