HomeIndianaLake CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lake County, Indiana

Fat Boy Data analyzed cash-out refinance activity in Lake County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,506 applications were decided by 234 lenders between 2023 and 2025.

Lake County at a glance

234Active lenders48 with 20+ decisions
65.0%Market approval rate4,226 of 6,506 decided
$135KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,005 loans funded

How Lake County compares

Approval rate compared
Lake County65.0%Indiana71.0%All 616 counties68.2%
Typical loan compared
Lake County$135KIndiana$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lake County, IN, 964 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

Lenders approved 65.0% of cash-out refinance applications in Lake County, IN, 6.0 percentage points below the Indiana rate of 71.0%.

Approval rate of all 48 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 20% approved of 85Amerisave Mortgage Corporation: 26% approved of 426American Financing Corporation: 40% approved of 42Lakeview Loan Servicing, LLC: 41% approved of 108New Day Financial, LLC: 42% approved of 108Newrez LLC: 46% approved of 269Carrington Mortgage Services, LLC: 46% approved of 247Village Capital & Investment LLC: 52% approved of 62Loandepot.Com, LLC: 56% approved of 291Mutual of Omaha Mortgage, Inc.: 57% approved of 80Navy Federal Credit Union: 58% approved of 31New American Funding, LLC: 58% approved of 98Wells Fargo Bank, National Association: 59% approved of 95Everwise Credit Union: 59% approved of 49Lower, LLC: 59% approved of 27Freedom Mortgage Corporation: 60% approved of 237Flagstar Bank, National Association: 62% approved of 34Credit Union 1: 62% approved of 53Onity Mortgage Corporation: 62% approved of 32Guaranteed Rate, Inc.: 65% approved of 60Member First Mortgage, LLC: 65% approved of 26Prosperity Home Mortgage, LLC: 66% approved of 29Sun West Mortgage Company, Inc.: 68% approved of 28The Federal Savings Bank: 69% approved of 49BMO Bank National Association: 70% approved of 162GoodLeap, LLC: 70% approved of 73Fifth Third Bank, National Association: 70% approved of 44Pennymac Loan Services, LLC: 71% approved of 140First Financial Bank: 71% approved of 291United Wholesale Mortgage, LLC: 73% approved of 235Rocket Mortgage, LLC: 74% approved of 1,350Ruoff Mortgage Company, Inc.: 74% approved of 23The Huntington National Bank: 74% approved of 31Peoples Bank: 76% approved of 25Fairway Independent Mortgage Corporation: 77% approved of 31Notre Dame Federal Credit Union Corporation: 79% approved of 24Centier Bank: 80% approved of 50Cardinal Financial Company, Limited Partnership: 80% approved of 20First Merchants Bank: 81% approved of 27Nationstar Mortgage LLC: 84% approved of 166JPMorgan Chase Bank, National Association: 85% approved of 216Crosscountry Mortgage, LLC: 87% approved of 71Top Flite Financial, Inc.: 88% approved of 40Reliance First Capital, LLC: 93% approved of 30American Community Bank of Indiana: 94% approved of 31TECH Credit Union: 98% approved of 43Guild Mortgage Company LLC: 100% approved of 29American Financial Network, Inc.: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC74%996 / 1,35097%$125K964
2Amerisave Mortgage Corporation26%111 / 42699%$85K110
3First Financial Bank71%207 / 29199%$85K204
4Loandepot.Com, LLC56%164 / 29198%$155K161
5Newrez LLC46%124 / 269100%$105K124

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 229 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Lake County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Lake County

Nearby markets