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investment property lenders · HMDA 2023–2025

Investment property lenders in Sangamon County, Illinois

Fat Boy Data analyzed investment property mortgage activity in Sangamon County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,503 applications were decided by 120 lenders between 2023 and 2025.

Sangamon County at a glance

120Active lenders16 with 20+ decisions
95.9%Market approval rate1,442 of 1,503 decided
$95KTypical loanmedian lender, $10K brackets
98%Borrower take-up1,419 loans funded

How Sangamon County compares

Approval rate compared
Sangamon County95.9%Illinois88.1%All 616 counties87.5%
Typical loan compared
Sangamon County$95KIllinois$195KAll 616 counties$255K

What the data shows

Alliance Community Bank made the most investment property mortgages in Sangamon County, IL, 272 of them.

Alliance Community Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 272.

Lenders approved 95.9% of investment property mortgage applications in Sangamon County, IL, 7.9 percentage points above the Illinois rate of 88.1%.

The typical investment property mortgage here is $95K, 51% smaller than the Illinois typical of $195K.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%Citizens Equity First Credit Union: 87% approved of 31Hickory Point Bank and Trust: 90% approved of 21Guaranteed Rate, Inc.: 95% approved of 22Security Bank, S.B.: 96% approved of 45Marine Bank: 96% approved of 28Prairie State Bank and Trust: 96% approved of 85Bank of Springfield: 97% approved of 136United Community Bank: 97% approved of 116INB, National Association: 98% approved of 195Carrollton Bank: 98% approved of 64Warren-Boynton State Bank: 99% approved of 68Alliance Community Bank: 100% approved of 272Morton Community Bank: 100% approved of 55Heartland Bank And Trust Company: 100% approved of 34Bank & Trust Company: 100% approved of 31West Central Bank: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Sangamon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Alliance Community Bank100%272 / 272100%$95K272
2INB, National Association98%191 / 19597%$85K186
3Bank of Springfield97%132 / 136100%$115K132
4United Community Bank97%113 / 11699%$105K112
5Prairie State Bank and Trust96%82 / 85100%$125K82

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 115 more lenders.

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