Lender profile · HMDA 2023–2025
Prairie State Bank and Trust mortgage approval rates & lending data
Prairie State Bank and Trust decided 530 mortgage applications and funded 480 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 227 / 233 | 93% | $215K | 210 |
| Cash-out refinance | 84% | 42 / 50 | 95% | $135K | 40 |
| Refinance | 94% | 29 / 31 | 86% | $195K | 25 |
| Investment property purchase | 98% | 157 / 161 | 99% | $125K | 156 |
Prairie State Bank and Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 96% | $135K | 522 | 473 |
| Florida | 100% | $265K | 4 | 3 |
| Indiana | 100% | $55K | 2 | 2 |
| Alabama | 100% | $405K | 1 | 1 |
| Missouri | 100% | $515K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.