HomeIllinoisSangamon CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sangamon County, Illinois

Fat Boy Data analyzed cash-out refinance activity in Sangamon County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,453 applications were decided by 95 lenders between 2023 and 2025.

Sangamon County at a glance

95Active lenders17 with 20+ decisions
70.9%Market approval rate1,030 of 1,453 decided
$115KTypical loanmedian lender, $10K brackets
95%Borrower take-up983 loans funded

How Sangamon County compares

Approval rate compared
Sangamon County70.9%Illinois66.4%All 616 counties68.2%
Typical loan compared
Sangamon County$115KIllinois$155KAll 616 counties$155K

What the data shows

Heartland made the most cash-out refinances in Sangamon County, IL, 244 of them.

Heartland approved the highest share of applications among lenders with at least 20 decisions here, 89% of 280.

The typical cash-out refinance here is $115K, 26% smaller than the Illinois typical of $155K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 15% approved of 20Amerisave Mortgage Corporation: 25% approved of 92Carrington Mortgage Services, LLC: 36% approved of 28New Day Financial, LLC: 41% approved of 27Loandepot.Com, LLC: 49% approved of 39Heartland Bank And Trust Company: 64% approved of 33Credit Union 1: 64% approved of 45United Community Bank: 75% approved of 48PNC Bank, National Association: 76% approved of 42Rocket Mortgage, LLC: 78% approved of 255INB, National Association: 80% approved of 25Bank of Springfield: 82% approved of 55Freedom Mortgage Corporation: 83% approved of 36United Wholesale Mortgage, LLC: 83% approved of 30Citizens Equity First Credit Union: 88% approved of 33Security Bank, S.B.: 89% approved of 35Heartland: 89% approved of 280

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Sangamon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Heartland89%250 / 28098%$55K244
2Rocket Mortgage, LLC78%198 / 25597%$115K193
3Amerisave Mortgage Corporation25%23 / 92100%$75K23
4Bank of Springfield82%45 / 5598%$145K44
5United Community Bank75%36 / 48100%$95K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 90 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Sangamon County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Sangamon County

Nearby markets