Lender profile · HMDA 2023–2025
Bank of Springfield mortgage approval rates & lending data
Bank of Springfield decided 2,068 mortgage applications and funded 1,932 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 1,122 / 1,172 | 100% | $195K | 1,118 |
| Home improvement loans | 93% | 40 / 43 | 100% | $25K | 40 |
| Cash-out refinance | 75% | 61 / 81 | 98% | $145K | 60 |
| Refinance | 92% | 111 / 121 | 99% | $225K | 110 |
| Investment property purchase | 96% | 438 / 458 | 99% | $115K | 435 |
| Investment cash-out refinance | 56% | 20 / 36 | 100% | $205K | 20 |
| Investment refinance | 95% | 111 / 117 | 100% | $85K | 111 |
| Investment home improvement | 95% | 38 / 40 | 100% | $115K | 38 |
Bank of Springfield lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 96% | $195K | 1,536 | 1,461 |
| Missouri | 90% | $275K | 334 | 299 |
| Florida | 90% | $305K | 50 | 45 |
| Arizona | 93% | $685K | 14 | 13 |
| Arkansas | 93% | $105K | 14 | 13 |
| Alabama | 91% | $115K | 11 | 10 |
| Tennessee | 82% | $95K | 11 | 9 |
| Nebraska | 100% | $225K | 9 | 8 |
| Pennsylvania | 44% | $725K | 9 | 4 |
| Kansas | 88% | $235K | 8 | 7 |
| Texas | 88% | $205K | 8 | 7 |
| Indiana | 60% | $145K | 5 | 3 |
| Wisconsin | 100% | $215K | 5 | 5 |
| California | 75% | $475K | 4 | 3 |
| Colorado | 100% | $325K | 4 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.