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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Cook County, Illinois

Fat Boy Data analyzed home purchase mortgage activity in Cook County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 147,922 applications were decided by 768 lenders between 2023 and 2025.

Cook County at a glance

768Active lenders288 with 20+ decisions
87.2%Market approval rate128,946 of 147,922 decided
$285KTypical loanmedian lender, $10K brackets
97%Borrower take-up125,049 loans funded

How Cook County compares

Approval rate compared
Cook County87.2%Illinois89.1%All 616 counties87.6%
Typical loan compared
Cook County$285KIllinois$285KAll 616 counties$335K

What the data shows

Guaranteed Rate, Inc. made the most home purchase mortgages in Cook County, IL, 12,102 of them.

A & N Mortgage Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 2,185.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 22% approved of 591Triad Financial Services, Inc.: 37% approved of 742Neighborhood Loans, Inc.: 68% approved of 6,160Ocmbc, Inc.: 69% approved of 675Flagstar Bank, National Association: 70% approved of 626Plaza Home Mortgage, Inc.: 72% approved of 544Navy Federal Credit Union: 72% approved of 792BMO Bank National Association: 76% approved of 1,238Bank of America, National Association: 77% approved of 2,801Old National Bank: 78% approved of 1,006Associated Bank, National Association: 78% approved of 1,075PNC Bank, National Association: 79% approved of 844U.S. Bank National Association: 80% approved of 2,064Pennymac Loan Services, LLC: 82% approved of 1,038Rocket Mortgage, LLC: 83% approved of 4,892Self-Help Federal Credit Union: 84% approved of 505Fifth Third Bank, National Association: 84% approved of 1,772GREENSTATE Credit Union: 84% approved of 2,141Newrez LLC: 84% approved of 1,094Mortgage Research Center, LLC: 84% approved of 1,392CIBC Bank USA: 85% approved of 589Wells Fargo Bank, National Association: 86% approved of 749Guaranteed Rate Affinity, LLC: 86% approved of 1,920Leaderone Financial Corporation: 86% approved of 701The Huntington National Bank: 87% approved of 3,906Loandepot.Com, LLC: 87% approved of 4,815United Wholesale Mortgage, LLC: 88% approved of 9,239Ark-La-Tex Financial Services, LLC.: 88% approved of 498Citibank, National Association: 89% approved of 1,879JPMorgan Chase Bank, National Association: 89% approved of 9,494Lower, LLC: 89% approved of 744Guild Mortgage Company LLC: 89% approved of 1,281The Federal Savings Bank: 90% approved of 1,785Union Home Mortgage Corp.: 91% approved of 1,614Movement Mortgage, LLC: 92% approved of 739Ixonia Bank: 92% approved of 507American Pacific Mortgage Corporation: 92% approved of 2,327Barrington Bank & Trust Company, National Association: 92% approved of 3,327Fairway Independent Mortgage Corporation: 92% approved of 5,135Mutual of Omaha Mortgage, Inc.: 92% approved of 677Resicentral, LLC: 92% approved of 613Compass Mortgage, Inc.: 93% approved of 595New American Funding, LLC: 93% approved of 1,062Prosperity Home Mortgage, LLC: 93% approved of 636First Centennial Mortgage Corporation: 94% approved of 455Key Mortgage Services, Inc.: 94% approved of 2,019Nations Lending Corporation: 94% approved of 495Guaranteed Rate, Inc.: 94% approved of 12,986T2 Financial LLC: 94% approved of 544The Loan Store, Inc.: 95% approved of 769Bay Equity LLC: 95% approved of 1,273Towne Mortgage Company: 96% approved of 1,148Crosscountry Mortgage, LLC: 96% approved of 5,962Originpoint LLC: 97% approved of 1,080Draper and Kramer Mortgage Corp.: 97% approved of 522Proper Rate, LLC: 97% approved of 1,881Summit Funding, Inc.: 97% approved of 451United Home Loans, Inc.: 98% approved of 571Morgan Stanley Private Bank, National Association: 99% approved of 553A & N Mortgage Services, Inc.: 100% approved of 2,185

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Cook County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guaranteed Rate, Inc.94%12,260 / 12,98699%$305K12,102
2JPMorgan Chase Bank, National Association89%8,421 / 9,49498%$295K8,250
3United Wholesale Mortgage, LLCBroker only88%8,130 / 9,23998%$285K8,001
4Neighborhood Loans, Inc.68%4,175 / 6,16098%$205K4,097
5Crosscountry Mortgage, LLC96%5,740 / 5,96299%$315K5,664

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 763 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Cook County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Cook County

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