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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Cook County, Illinois

Fat Boy Data analyzed investment cash-out refinance activity in Cook County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,111 applications were decided by 299 lenders between 2023 and 2025.

Cook County at a glance

299Active lenders62 with 20+ decisions
73.1%Market approval rate5,199 of 7,111 decided
$195KTypical loanmedian lender, $10K brackets
92%Borrower take-up4,783 loans funded

How Cook County compares

Approval rate compared
Cook County73.1%Illinois73.9%All 616 counties73.1%
Typical loan compared
Cook County$195KIllinois$185KAll 616 counties$205K

What the data shows

Loan Funder LLC made the most investment cash-out refinances in Cook County, IL, 555 of them.

Resicentral, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 18% approved of 180Credit Union 1: 23% approved of 39BMO Bank National Association: 26% approved of 58Neighborhood Loans, Inc.: 27% approved of 107Wells Fargo Bank, National Association: 28% approved of 53Newrez LLC: 30% approved of 124Ice Lender Holdings LLC: 32% approved of 22Kind Lending, LLC: 37% approved of 30Silver Hill Funding, LLC: 38% approved of 29Carrington Mortgage Services, LLC: 42% approved of 73Lendingone, LLC: 44% approved of 131Hometown Equity Mortgage, LLC: 47% approved of 118The Huntington National Bank: 54% approved of 39Nationstar Mortgage LLC: 56% approved of 36First American Bank: 56% approved of 57Plaza Home Mortgage, Inc.: 56% approved of 32U.S. Bank National Association: 56% approved of 39Guaranteed Rate Affinity, LLC: 59% approved of 22Homexpress Mortgage Corp.: 59% approved of 217Loandepot.Com, LLC: 60% approved of 72Barrington Bank & Trust Company, National Association: 60% approved of 50Deephaven Mortgage LLC: 60% approved of 45Clearedge Lending LLC: 60% approved of 40Guild Mortgage Company LLC: 65% approved of 31Pennymac Loan Services, LLC: 65% approved of 49New American Funding, LLC: 65% approved of 26JPMorgan Chase Bank, National Association: 66% approved of 122Abl Rpc Residential Credit Acquisition LLC: 67% approved of 33Champions Funding, LLC: 67% approved of 73Rocket Mortgage, LLC: 68% approved of 157United Wholesale Mortgage, LLC: 70% approved of 496American Financial Network, Inc.: 73% approved of 30American Pacific Mortgage Corporation: 74% approved of 42Ocmbc, Inc.: 74% approved of 172A&D Mortgage LLC: 76% approved of 41Lima One Capital, LLC: 81% approved of 102GREENSTATE Credit Union: 84% approved of 31Union Home Mortgage Corp.: 86% approved of 28Angel Oak Mortgage Solutions LLC: 86% approved of 28Logan Finance Corporation: 87% approved of 38Emporium Tpo LLC: 87% approved of 54Crosscountry Mortgage, LLC: 88% approved of 74Loan Funder LLC: 88% approved of 645Guaranteed Rate, Inc.: 88% approved of 143Bpl Mortgage, LLC: 88% approved of 466Amwest Funding Corp.: 89% approved of 71Nexera Holding LLC: 89% approved of 85The Loan Store, Inc.: 90% approved of 68Citadel Servicing Corporation: 92% approved of 186American Heritage Lending, LLC: 93% approved of 112Finance of America Mortgage LLC: 94% approved of 32Royal Pacific Funding Corp.: 96% approved of 27Constructive Loans, LLC: 96% approved of 28Oaktree Funding Corp.: 96% approved of 28Ameritrust Mortgage Corporation: 98% approved of 48Rf Renovo Management Company, LLC: 99% approved of 408Velocity Commercial Capital, LLC: 100% approved of 247Dominion Financial Services, LLC: 100% approved of 55Resicentral, LLC: 100% approved of 28Selfreliance Federal Credit Union: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Cook County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC88%567 / 64598%$195K555
2United Wholesale Mortgage, LLCBroker only70%348 / 49699%$175K344
3Bpl Mortgage, LLC88%411 / 46687%$155K356
4Rf Renovo Management Company, LLC99%405 / 408100%$225K404
5Velocity Commercial Capital, LLC100%246 / 24798%$145K241

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 294 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Cook County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Cook County

Mortgage lenders in Cook CountyHome improvement loans in Cook CountyCash-out refinance in Cook CountyRefinance in Cook CountyInvestment property purchase in Cook CountyInvestment refinance in Cook CountyInvestment home improvement in Cook County

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