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refinance lenders · HMDA 2023–2025

Refinance lenders in Cook County, Illinois

Fat Boy Data analyzed mortgage refinance activity in Cook County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 29,774 applications were decided by 495 lenders between 2023 and 2025.

Cook County at a glance

495Active lenders141 with 20+ decisions
76.0%Market approval rate22,618 of 29,774 decided
$325KTypical loanmedian lender, $10K brackets
94%Borrower take-up21,335 loans funded

How Cook County compares

Approval rate compared
Cook County76.0%Illinois78.8%All 616 counties76.5%
Typical loan compared
Cook County$325KIllinois$285KAll 616 counties$295K

What the data shows

JPMorgan Chase Bank, National Association made the most mortgage refinances in Cook County, IL, 1,582 of them.

A & N Mortgage Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 208.

The typical mortgage refinance here is $325K, 14% larger than the Illinois typical of $285K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 11% approved of 119Discover Bank: 27% approved of 606Carrington Mortgage Services, LLC: 34% approved of 119Neighborhood Loans, Inc.: 35% approved of 269Lakeview Loan Servicing, LLC: 38% approved of 644Third Federal Savings And Loan Association Of Cleveland: 55% approved of 210Pentagon Federal Credit Union: 57% approved of 83The Huntington National Bank: 58% approved of 1,361BMO Bank National Association: 59% approved of 116Citizens Bank, National Association: 62% approved of 175Onity Mortgage Corporation: 62% approved of 109Newrez LLC: 63% approved of 459Old National Bank: 63% approved of 632Bank of America, National Association: 64% approved of 993Associated Bank, National Association: 65% approved of 288Finance of America Reverse LLC: 67% approved of 99Mortgage Research Center, LLC: 68% approved of 269PNC Bank, National Association: 68% approved of 1,173Royal United Mortgage LLC: 68% approved of 193Fifth Third Bank, National Association: 68% approved of 1,275Alliant Credit Union: 69% approved of 284First American Bank: 69% approved of 1,013Guaranteed Rate Affinity, LLC: 73% approved of 109Rocket Mortgage, LLC: 74% approved of 1,443The Federal Savings Bank: 74% approved of 82U.S. Bank National Association: 76% approved of 678Wells Fargo Bank, National Association: 77% approved of 297Nationstar Mortgage LLC: 77% approved of 206Loandepot.Com, LLC: 78% approved of 438Planet Home Lending, LLC: 81% approved of 105Mutual of Omaha Mortgage, Inc.: 82% approved of 206Amerihome Mortgage Company, LLC: 82% approved of 117Marquette Bank: 83% approved of 82Lower, LLC: 83% approved of 155Guild Mortgage Company LLC: 84% approved of 146United Wholesale Mortgage, LLC: 85% approved of 2,112Fairway Independent Mortgage Corporation: 85% approved of 266Village Capital & Investment LLC: 85% approved of 280American Pacific Mortgage Corporation: 85% approved of 150Leaderone Financial Corporation: 85% approved of 117Pennymac Loan Services, LLC: 86% approved of 596Busey Bank: 86% approved of 94The Loan Store, Inc.: 88% approved of 115New American Funding, LLC: 88% approved of 203JPMorgan Chase Bank, National Association: 91% approved of 1,777T2 Financial LLC: 91% approved of 91Guaranteed Rate, Inc.: 92% approved of 1,039Barrington Bank & Trust Company, National Association: 93% approved of 388Citibank, National Association: 93% approved of 218Freedom Mortgage Corporation: 93% approved of 478GREENSTATE Credit Union: 94% approved of 258Towne Mortgage Company: 95% approved of 148Resicentral, LLC: 95% approved of 132Union Home Mortgage Corp.: 96% approved of 358Originpoint LLC: 97% approved of 207Crosscountry Mortgage, LLC: 97% approved of 789Gold Coast Bank: 98% approved of 91United Home Loans, Inc.: 98% approved of 94Proper Rate, LLC: 98% approved of 100A & N Mortgage Services, Inc.: 100% approved of 208

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Cook County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only85%1,785 / 2,11297%$345K1,724
2JPMorgan Chase Bank, National Association91%1,619 / 1,77798%$365K1,582
3Rocket Mortgage, LLC74%1,072 / 1,44393%$285K1,001
4The Huntington National Bank58%784 / 1,36193%$205K733
5Fifth Third Bank, National Association68%873 / 1,27595%$155K831

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 490 more lenders.

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Other lending data for Cook County

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Nearby markets

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