HomeIdahoBonneville CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Bonneville County, Idaho

Fat Boy Data analyzed investment cash-out refinance activity in Bonneville County, Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 124 applications were decided by 43 lenders between 2023 and 2025.

Bonneville County at a glance

43Active lenders1 with 20+ decisions
69.3%Market approval rate86 of 124 decided
$155KTypical loanmedian lender, $10K brackets
88%Borrower take-up76 loans funded

How Bonneville County compares

Approval rate compared
Bonneville County69.3%Idaho73.0%All 616 counties73.1%
Typical loan compared
Bonneville County$155KIdaho$245KAll 616 counties$205K

What the data shows

Idaho Central Credit Union made the most investment cash-out refinances in Bonneville County, ID, 15 of them.

Idaho Central Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 59% of 34.

The typical investment cash-out refinance here is $155K, 37% smaller than the Idaho typical of $245K.

Investment property cash-out lenders in Bonneville County

LenderApprovalApprovedTaken upTypical loanLoans made
1Idaho Central Credit Union59%20 / 3475%$125K15
2United Wholesale Mortgage, LLCBroker only50%7 / 14100%$155K7
3BeehiveLimited sample90%9 / 1089%$155K8
4Mountain America Federal Credit UnionLimited sample20%1 / 5100%$245K1
5Amerisave Mortgage CorporationLimited sample50%2 / 4100%$45K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 38 more lenders.

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