HomeIdahoBonneville CountyRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Bonneville County, Idaho

Fat Boy Data analyzed mortgage refinance activity in Bonneville County, Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,139 applications were decided by 107 lenders between 2023 and 2025.

Bonneville County at a glance

107Active lenders9 with 20+ decisions
76.8%Market approval rate875 of 1,139 decided
$275KTypical loanmedian lender, $10K brackets
88%Borrower take-up769 loans funded

How Bonneville County compares

Approval rate compared
Bonneville County76.8%Idaho79.8%All 616 counties76.5%
Typical loan compared
Bonneville County$275KIdaho$255KAll 616 counties$295K

What the data shows

Mountain America Federal Credit Union made the most mortgage refinances in Bonneville County, ID, 121 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 85% of 20.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 51% approved of 39Mountain America Federal Credit Union: 59% approved of 209United Wholesale Mortgage, LLC: 79% approved of 82Rocket Mortgage, LLC: 81% approved of 62WESTMARK Credit Union: 82% approved of 76Zions Bancorporation, N.A.: 83% approved of 48Pennymac Loan Services, LLC: 85% approved of 20Idaho Central Credit Union: 87% approved of 151Freedom Mortgage Corporation: 96% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Bonneville County

LenderApprovalApprovedTaken upTypical loanLoans made
1Mountain America Federal Credit Union59%123 / 20998%$95K121
2Idaho Central Credit Union87%132 / 15166%$275K87
3United Wholesale Mortgage, LLCBroker only79%65 / 8288%$325K57
4WESTMARK Credit Union82%62 / 76100%$65K62
5Rocket Mortgage, LLC81%50 / 6292%$315K46

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 102 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Bonneville County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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