HomeIdahoInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Idaho

Fat Boy Data analyzed investment cash-out refinance activity in Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,229 applications were decided by 173 lenders between 2023 and 2025.

Idaho at a glance

173Active lenders9 with 20+ decisions
73.0%Market approval rate897 of 1,229 decided
$245KTypical loanmedian lender, $10K brackets
87%Borrower take-up779 loans funded

How Idaho compares

Approval rate compared
Idaho73.0%All 616 counties73.1%
Typical loan compared
Idaho$245KAll 616 counties$205K

What the data shows

Idaho Central Credit Union made the most investment cash-out refinances in Idaho, 115 of them.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 92% of 37.

The typical investment cash-out refinance here is $245K, 20% larger than the the United States typical of $205K.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 27% approved of 30Mountain America Federal Credit Union: 38% approved of 21Idaho Central Credit Union: 62% approved of 287Zions Bancorporation, N.A.: 70% approved of 23United Wholesale Mortgage, LLC: 70% approved of 88Homexpress Mortgage Corp.: 71% approved of 31Guild Mortgage Company LLC: 87% approved of 45Rocket Mortgage, LLC: 92% approved of 37Archwest Funding, LLC: 100% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Idaho

LenderApprovalApprovedTaken upTypical loanLoans made
1Idaho Central Credit Union62%178 / 28765%$185K115
2United Wholesale Mortgage, LLCBroker only70%62 / 8897%$225K60
3Guild Mortgage Company LLC87%39 / 4587%$265K34
4Rocket Mortgage, LLC92%34 / 3797%$245K33
5Archwest Funding, LLC100%32 / 3266%$555K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 168 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Idaho. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Idaho

Counties in Idaho