HomeIdahoBonneville CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Bonneville County, Idaho

Fat Boy Data analyzed cash-out refinance activity in Bonneville County, Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,202 applications were decided by 121 lenders between 2023 and 2025.

Bonneville County at a glance

121Active lenders20 with 20+ decisions
72.5%Market approval rate1,596 of 2,202 decided
$155KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,440 loans funded

How Bonneville County compares

Approval rate compared
Bonneville County72.5%Idaho72.1%All 616 counties68.2%
Typical loan compared
Bonneville County$155KIdaho$135KAll 616 counties$155K

What the data shows

Idaho Central Credit Union made the most cash-out refinances in Bonneville County, ID, 341 of them.

WESTMARK Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical cash-out refinance here is $155K, 15% larger than the Idaho typical of $135K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 30% approved of 89Mortgage Research Center, LLC: 40% approved of 20American Financing Corporation: 48% approved of 29New Day Financial, LLC: 50% approved of 24Newrez LLC: 61% approved of 41Idaho Central Credit Union: 67% approved of 662Freedom Mortgage Corporation: 69% approved of 39Loandepot.Com, LLC: 70% approved of 67Mountain America Federal Credit Union: 72% approved of 71Frontier Credit Union: 75% approved of 87Beehive: 78% approved of 45U.S. Bank National Association: 81% approved of 21Nationstar Mortgage LLC: 82% approved of 28Pennymac Loan Services, LLC: 84% approved of 43Rocket Mortgage, LLC: 84% approved of 335GoodLeap, LLC: 86% approved of 29United Wholesale Mortgage, LLC: 86% approved of 73Canopy Mortgage, LLC: 90% approved of 21Eagle Bank and Trust Company: 91% approved of 33WESTMARK Credit Union: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Bonneville County

LenderApprovalApprovedTaken upTypical loanLoans made
1Idaho Central Credit Union67%441 / 66277%$75K341
2Rocket Mortgage, LLC84%282 / 33597%$155K274
3Amerisave Mortgage Corporation30%27 / 8996%$75K26
4Frontier Credit Union75%65 / 8794%$65K61
5United Wholesale Mortgage, LLCBroker only86%63 / 7398%$285K62

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 116 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Bonneville County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Bonneville County

Nearby markets