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refinance lenders · HMDA 2023–2025

Refinance lenders in Richmond County, Georgia

Fat Boy Data analyzed mortgage refinance activity in Richmond County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,261 applications were decided by 133 lenders between 2023 and 2025.

Richmond County at a glance

133Active lenders20 with 20+ decisions
74.9%Market approval rate944 of 1,261 decided
$215KTypical loanmedian lender, $10K brackets
87%Borrower take-up821 loans funded

How Richmond County compares

Approval rate compared
Richmond County74.9%Georgia73.4%All 616 counties76.5%
Typical loan compared
Richmond County$215KGeorgia$315KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Richmond County, GA, 107 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 136.

The typical mortgage refinance here is $215K, 32% smaller than the Georgia typical of $315K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Pentagon Federal Credit Union: 24% approved of 21Discover Bank: 32% approved of 22Navy Federal Credit Union: 35% approved of 20Bank of America, National Association: 35% approved of 31Mortgage Research Center, LLC: 43% approved of 46Lakeview Loan Servicing, LLC: 44% approved of 25Truist Bank: 45% approved of 29Regions Bank: 52% approved of 31Royal United Mortgage LLC: 67% approved of 33Newrez LLC: 70% approved of 27Milend, Inc.: 74% approved of 31Wells Fargo Bank, National Association: 79% approved of 24Rocket Mortgage, LLC: 82% approved of 88Planet Home Lending, LLC: 88% approved of 24United Wholesale Mortgage, LLC: 89% approved of 132SouthState Bank, National Association: 91% approved of 34Pennymac Loan Services, LLC: 92% approved of 64Associated Credit Union: 95% approved of 22Village Capital & Investment LLC: 97% approved of 62Freedom Mortgage Corporation: 100% approved of 136

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Richmond County

LenderApprovalApprovedTaken upTypical loanLoans made
1Freedom Mortgage Corporation100%136 / 13679%$215K107
2United Wholesale Mortgage, LLCBroker only89%118 / 13291%$255K107
3Rocket Mortgage, LLC82%72 / 8886%$205K62
4Pennymac Loan Services, LLC92%59 / 6490%$245K53
5Village Capital & Investment LLC97%60 / 6260%$285K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 128 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Richmond County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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