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refinance lenders · HMDA 2023–2025

Refinance lenders in Columbia County, Georgia

Fat Boy Data analyzed mortgage refinance activity in Columbia County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,769 applications were decided by 142 lenders between 2023 and 2025.

Columbia County at a glance

142Active lenders20 with 20+ decisions
81.7%Market approval rate1,445 of 1,769 decided
$315KTypical loanmedian lender, $10K brackets
87%Borrower take-up1,254 loans funded

How Columbia County compares

Approval rate compared
Columbia County81.7%Georgia73.4%All 616 counties76.5%
Typical loan compared
Columbia County$315KGeorgia$315KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Columbia County, GA, 141 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Lenders approved 81.7% of mortgage refinance applications in Columbia County, GA, 8.3 percentage points above the Georgia rate of 73.4%.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 36% approved of 25Mortgage Research Center, LLC: 46% approved of 83Truist Bank: 48% approved of 46Lakeview Loan Servicing, LLC: 54% approved of 41Bank of America, National Association: 61% approved of 38Regions Bank: 65% approved of 46Navy Federal Credit Union: 73% approved of 33First-Citizens Bank & Trust Company: 77% approved of 39Wells Fargo Bank, National Association: 80% approved of 20Milend, Inc.: 81% approved of 21Newrez LLC: 82% approved of 39Rocket Mortgage, LLC: 84% approved of 140SouthState Bank, National Association: 85% approved of 48Planet Home Lending, LLC: 93% approved of 42Pennymac Loan Services, LLC: 94% approved of 83United Wholesale Mortgage, LLC: 95% approved of 182Cadence Bank: 95% approved of 21Freedom Mortgage Corporation: 95% approved of 195Village Capital & Investment LLC: 98% approved of 96Movement Mortgage, LLC: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Columbia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Freedom Mortgage Corporation95%186 / 19576%$325K141
2United Wholesale Mortgage, LLCBroker only95%173 / 18291%$335K158
3Rocket Mortgage, LLC84%118 / 14089%$305K105
4Village Capital & Investment LLC98%94 / 9654%$315K51
5Mortgage Research Center, LLC46%38 / 83100%$285K38

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 137 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Columbia County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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