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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Richmond County, Georgia

Fat Boy Data analyzed investment property refinance activity in Richmond County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 368 applications were decided by 75 lenders between 2023 and 2025.

Richmond County at a glance

75Active lenders5 with 20+ decisions
81.0%Market approval rate298 of 368 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up282 loans funded

How Richmond County compares

Approval rate compared
Richmond County81.0%Georgia75.9%All 616 counties77.7%
Typical loan compared
Richmond County$125KGeorgia$195KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Richmond County, GA, 45 of them.

Cornerstone First Mortgage, Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

Lenders approved 81.0% of investment property refinance applications in Richmond County, GA, 5.0 percentage points above the Georgia rate of 75.9%.

The typical investment property refinance here is $125K, 36% smaller than the Georgia typical of $195K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Kiavi Funding, Inc.: 75% approved of 61Cadence Bank: 85% approved of 20United Wholesale Mortgage, LLC: 88% approved of 24Cornerstone First Mortgage, Inc: 100% approved of 28First State Bank: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Richmond County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.75%46 / 6198%$115K45
2Cornerstone First Mortgage, Inc100%28 / 28100%$145K28
3United Wholesale Mortgage, LLCBroker only88%21 / 24100%$125K21
4First State Bank100%23 / 2396%$125K22
5Cadence Bank85%17 / 2094%$105K16

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 70 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Richmond County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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