Lender profile · HMDA 2023–2025
Cornerstone First Mortgage, Inc mortgage approval rates & lending data
Cornerstone First Mortgage, Inc decided 11,728 mortgage applications and funded 11,280 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 7,876 / 8,177 | 100% | $355K | 7,860 |
| Cash-out refinance | 97% | 516 / 533 | 100% | $285K | 514 |
| Refinance | 95% | 780 / 825 | 100% | $395K | 779 |
| Investment property purchase | 97% | 1,449 / 1,489 | 100% | $305K | 1,448 |
| Investment cash-out refinance | 97% | 226 / 234 | 100% | $265K | 226 |
| Investment refinance | 97% | 449 / 465 | 100% | $255K | 448 |
Cornerstone First Mortgage, Inc lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 95% | $325K | 2,975 | 2,831 |
| California | 98% | $675K | 1,329 | 1,307 |
| Washington | 98% | $415K | 1,108 | 1,086 |
| New Jersey | 97% | $505K | 985 | 948 |
| Ohio | 98% | $195K | 651 | 637 |
| Texas | 92% | $315K | 562 | 518 |
| Arizona | 100% | $405K | 451 | 449 |
| Georgia | 95% | $355K | 380 | 362 |
| Michigan | 98% | $245K | 313 | 307 |
| Alabama | 98% | $245K | 283 | 276 |
| Illinois | 91% | $265K | 265 | 240 |
| Oregon | 97% | $435K | 208 | 201 |
| Virginia | 95% | $485K | 179 | 170 |
| Tennessee | 95% | $285K | 152 | 145 |
| Louisiana | 89% | $215K | 151 | 134 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.