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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Newton County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Newton County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,914 applications were decided by 169 lenders between 2023 and 2025.

Newton County at a glance

169Active lenders23 with 20+ decisions
59.1%Market approval rate1,722 of 2,914 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,629 loans funded

How Newton County compares

Approval rate compared
Newton County59.1%Georgia64.2%All 616 counties68.2%
Typical loan compared
Newton County$185KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Newton County, GA, 472 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 88% of 25.

Lenders approved 59.1% of cash-out refinance applications in Newton County, GA, 5.1 percentage points below the Georgia rate of 64.2%.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 13% approved of 38Lakeview Loan Servicing, LLC: 24% approved of 51Amerisave Mortgage Corporation: 27% approved of 180American Financing Corporation: 31% approved of 224Wells Fargo Bank, National Association: 35% approved of 40New Day Financial, LLC: 36% approved of 61Carrington Mortgage Services, LLC: 37% approved of 124Center Parc Credit Union: 39% approved of 49Navy Federal Credit Union: 44% approved of 73Village Capital & Investment LLC: 47% approved of 32Newrez LLC: 48% approved of 112Mutual of Omaha Mortgage, Inc.: 51% approved of 43New American Funding, LLC: 56% approved of 54Loandepot.Com, LLC: 64% approved of 96Freedom Mortgage Corporation: 65% approved of 115Pennymac Loan Services, LLC: 66% approved of 88GoodLeap, LLC: 69% approved of 29United Wholesale Mortgage, LLC: 73% approved of 180Rocket Mortgage, LLC: 79% approved of 621The Federal Savings Bank: 80% approved of 25Nationstar Mortgage LLC: 81% approved of 77Sun West Mortgage Company, Inc.: 83% approved of 24JPMorgan Chase Bank, National Association: 88% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Newton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%490 / 62196%$175K472
2American Financing Corporation31%69 / 22487%$195K60
3United Wholesale Mortgage, LLCBroker only73%132 / 18098%$235K130
4Amerisave Mortgage Corporation27%48 / 180100%$105K48
5Carrington Mortgage Services, LLC37%46 / 12485%$205K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 164 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Newton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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