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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Newton County, Georgia

Fat Boy Data analyzed investment property refinance activity in Newton County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 127 applications were decided by 40 lenders between 2023 and 2025.

Newton County at a glance

40Active lenders0 with 20+ decisions
83.5%Market approval rate106 of 127 decided
$155KTypical loanmedian lender, $10K brackets
92%Borrower take-up97 loans funded

How Newton County compares

Approval rate compared
Newton County83.5%Georgia75.9%All 616 counties77.7%
Typical loan compared
Newton County$155KGeorgia$195KAll 616 counties$235K

What the data shows

Bank of Monticello made the most investment property refinances in Newton County, GA, 16 of them.

Lenders approved 83.5% of investment property refinance applications in Newton County, GA, 7.5 percentage points above the Georgia rate of 75.9%.

The typical investment property refinance here is $155K, 21% smaller than the Georgia typical of $195K.

Investment property refinance lenders in Newton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.Limited sample81%13 / 16100%$155K13
2Bank of MonticelloLimited sample100%16 / 16100%$75K16
3Pinnacle BankLimited sample100%14 / 14100%$125K14
4United BankLimited sample92%12 / 1392%$185K11
5Churchill Funding I LLCLimited sample100%11 / 11100%$265K11

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 35 more lenders.

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