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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Chatham County, Georgia

Fat Boy Data analyzed investment home improvement loan activity in Chatham County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 307 applications were decided by 70 lenders between 2023 and 2025.

Chatham County at a glance

70Active lenders3 with 20+ decisions
45.3%Market approval rate139 of 307 decided
$105KTypical loanmedian lender, $10K brackets
89%Borrower take-up124 loans funded

How Chatham County compares

Approval rate compared
Chatham County45.3%Georgia41.9%All 616 counties51.2%
Typical loan compared
Chatham County$105KGeorgia$105KAll 616 counties$115K

What the data shows

Navy Federal Credit Union made the most investment home improvement loans in Chatham County, GA, 18 of them.

Navy Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 27% of 71.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Chatham County

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union27%19 / 7195%$75K18
2Bank of America, National Association25%6 / 24100%$125K6
3Figure Lending LLC55%12 / 2242%$55K5
4Truist BankLimited sample25%4 / 16100%$235K4
5Wells Fargo Bank, National AssociationLimited sample20%2 / 1050%$55K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 65 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Chatham County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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