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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Chatham County, Georgia

Fat Boy Data analyzed home improvement loan activity in Chatham County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,587 applications were decided by 107 lenders between 2023 and 2025.

Chatham County at a glance

107Active lenders24 with 20+ decisions
56.2%Market approval rate1,455 of 2,587 decided
$75KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,364 loans funded

How Chatham County compares

Approval rate compared
Chatham County56.2%Georgia55.5%All 616 counties62.7%
Typical loan compared
Chatham County$75KGeorgia$85KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Chatham County, GA, 174 of them.

Workmen's Circle Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 79.

The typical home improvement loan here is $75K, 12% smaller than the Georgia typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Truist Bank: 33% approved of 319Spring Eq, LLC: 34% approved of 86Discover Bank: 42% approved of 86Bank of America, National Association: 43% approved of 414Regions Bank: 43% approved of 37Bank OZK: 48% approved of 27U.S. Bank National Association: 50% approved of 38Georgia's Own: 52% approved of 66Third Federal Savings And Loan Association Of Cleveland: 56% approved of 36Rocket Mortgage, LLC: 60% approved of 20Navy Federal Credit Union: 60% approved of 281New American Funding, LLC: 61% approved of 46Pentagon Federal Credit Union: 61% approved of 41Figure Lending LLC: 61% approved of 90First-Citizens Bank & Trust Company: 63% approved of 51Synovus Bank: 64% approved of 39Citizens Bank, National Association: 64% approved of 45PNC Bank, National Association: 65% approved of 37Ameris Bank: 65% approved of 100United Community Bank: 69% approved of 96SouthState Bank, National Association: 76% approved of 167Georgia Heritage Federal Credit Union: 84% approved of 67Workmen's Circle Credit Union: 94% approved of 79Coastal Community Bank: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Chatham County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association43%179 / 41497%$75K174
2Truist Bank33%106 / 31989%$75K94
3Navy Federal Credit Union60%170 / 28199%$65K168
4SouthState Bank, National Association76%127 / 16799%$145K126
5Ameris Bank65%65 / 10098%$135K64

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 102 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Chatham County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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