HomeFloridaSt. Lucie CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in St. Lucie County, Florida

Fat Boy Data analyzed investment cash-out refinance activity in St. Lucie County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 661 applications were decided by 137 lenders between 2023 and 2025.

St. Lucie County at a glance

137Active lenders9 with 20+ decisions
67.3%Market approval rate445 of 661 decided
$215KTypical loanmedian lender, $10K brackets
91%Borrower take-up404 loans funded

How St. Lucie County compares

Approval rate compared
St. Lucie County67.3%Florida68.9%All 616 counties73.1%
Typical loan compared
St. Lucie County$215KFlorida$245KAll 616 counties$205K

What the data shows

A&D Mortgage LLC made the most investment cash-out refinances in St. Lucie County, FL, 22 of them.

A&D Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 23.

The typical investment cash-out refinance here is $215K, 12% smaller than the Florida typical of $245K.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 13% approved of 23Hometown Equity Mortgage, LLC: 41% approved of 22Homexpress Mortgage Corp.: 68% approved of 40United Wholesale Mortgage, LLC: 69% approved of 94Rocket Mortgage, LLC: 70% approved of 27Ocmbc, Inc.: 76% approved of 21Citadel Servicing Corporation: 78% approved of 27Angel Oak Mortgage Solutions LLC: 85% approved of 20A&D Mortgage LLC: 96% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in St. Lucie County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only69%65 / 9498%$185K64
2Homexpress Mortgage Corp.Broker only68%27 / 40100%$255K27
3Rocket Mortgage, LLC70%19 / 27100%$215K19
4Citadel Servicing Corporation78%21 / 2752%$245K11
5A&D Mortgage LLC96%22 / 23100%$215K22

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 132 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in St. Lucie County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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