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refinance lenders · HMDA 2023–2025

Refinance lenders in St. Lucie County, Florida

Fat Boy Data analyzed mortgage refinance activity in St. Lucie County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,453 applications were decided by 256 lenders between 2023 and 2025.

St. Lucie County at a glance

256Active lenders28 with 20+ decisions
65.0%Market approval rate2,243 of 3,453 decided
$325KTypical loanmedian lender, $10K brackets
87%Borrower take-up1,948 loans funded

How St. Lucie County compares

Approval rate compared
St. Lucie County65.0%Florida66.8%All 616 counties76.5%
Typical loan compared
St. Lucie County$325KFlorida$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in St. Lucie County, FL, 162 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 93% of 164.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 18% approved of 96Mortgage Research Center, LLC: 22% approved of 54Lakeview Loan Servicing, LLC: 38% approved of 200Truist Bank: 39% approved of 76Third Federal Savings And Loan Association Of Cleveland: 43% approved of 68Carrington Mortgage Services, LLC: 44% approved of 25Midflorida: 47% approved of 181Newrez LLC: 54% approved of 84Bank of America, National Association: 55% approved of 69Ithink Financial Credit Union: 56% approved of 57PNC Bank, National Association: 59% approved of 187Seacoast National Bank: 60% approved of 65Wells Fargo Bank, National Association: 62% approved of 37Royal United Mortgage LLC: 71% approved of 42Loandepot.Com, LLC: 71% approved of 35United Wholesale Mortgage, LLC: 73% approved of 410Planet Home Lending, LLC: 74% approved of 23TD Bank, National Association: 75% approved of 67Rocket Mortgage, LLC: 75% approved of 236SouthState Bank, National Association: 77% approved of 30Onity Mortgage Corporation: 81% approved of 32Mutual of Omaha Mortgage, Inc.: 83% approved of 52Pennymac Loan Services, LLC: 83% approved of 107Amerihome Mortgage Company, LLC: 87% approved of 23Village Capital & Investment LLC: 92% approved of 112Finance of America Reverse LLC: 93% approved of 43Crosscountry Mortgage, LLC: 93% approved of 44Freedom Mortgage Corporation: 93% approved of 164

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in St. Lucie County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only73%299 / 41092%$385K276
2Rocket Mortgage, LLC75%177 / 23692%$325K162
3Lakeview Loan Servicing, LLC38%76 / 20034%$375K26
4PNC Bank, National Association59%111 / 18798%$115K109
5Midflorida47%85 / 18196%$105K82

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 251 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in St. Lucie County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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