Lender profile · HMDA 2023–2025
A&D Mortgage LLC mortgage approval rates & lending data
A&D Mortgage LLC decided 32,084 mortgage applications and funded 27,231 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 10,341 / 11,798 | 99% | $385K | 10,198 |
| Cash-out refinance | 79% | 2,653 / 3,344 | 97% | $295K | 2,579 |
| Refinance | 89% | 1,575 / 1,762 | 97% | $445K | 1,535 |
| Investment property purchase | 90% | 8,255 / 9,177 | 98% | $275K | 8,071 |
| Investment cash-out refinance | 85% | 4,150 / 4,908 | 98% | $225K | 4,047 |
| Investment refinance | 76% | 835 / 1,095 | 96% | $295K | 801 |
A&D Mortgage LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 88% | $275K | 14,348 | 12,312 |
| California | 84% | $615K | 2,847 | 2,358 |
| New York | 85% | $435K | 2,819 | 2,354 |
| Texas | 86% | $235K | 2,384 | 1,986 |
| New Jersey | 85% | $405K | 1,233 | 1,029 |
| Illinois | 87% | $305K | 779 | 666 |
| Arizona | 91% | $435K | 737 | 658 |
| Georgia | 85% | $365K | 719 | 585 |
| Pennsylvania | 86% | $195K | 703 | 588 |
| Maryland | 82% | $255K | 476 | 381 |
| South Carolina | 91% | $315K | 414 | 375 |
| North Carolina | 89% | $335K | 406 | 359 |
| Ohio | 86% | $135K | 354 | 301 |
| Connecticut | 84% | $295K | 348 | 281 |
| Virginia | 89% | $495K | 330 | 288 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.