HomeFloridaSt. Lucie CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in St. Lucie County, Florida

Fat Boy Data analyzed cash-out refinance activity in St. Lucie County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,231 applications were decided by 292 lenders between 2023 and 2025.

St. Lucie County at a glance

292Active lenders41 with 20+ decisions
61.2%Market approval rate3,811 of 6,231 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,571 loans funded

How St. Lucie County compares

Approval rate compared
St. Lucie County61.2%Florida62.2%All 616 counties68.2%
Typical loan compared
St. Lucie County$175KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in St. Lucie County, FL, 1,101 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 48.

The typical cash-out refinance here is $175K, 10% smaller than the Florida typical of $195K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 14% approved of 74American Financing Corporation: 20% approved of 45Network Capital Funding Corporation: 21% approved of 34Amerisave Mortgage Corporation: 22% approved of 373Spring Eq, LLC: 24% approved of 38Lakeview Loan Servicing, LLC: 25% approved of 111Carrington Mortgage Services, LLC: 28% approved of 183Wells Fargo Bank, National Association: 34% approved of 62New Day Financial, LLC: 34% approved of 141Newrez LLC: 39% approved of 307PNC Bank, National Association: 40% approved of 20New American Funding, LLC: 43% approved of 63Plaza Home Mortgage, Inc.: 44% approved of 34Lower, LLC: 45% approved of 20Mutual of Omaha Mortgage, Inc.: 48% approved of 48Navy Federal Credit Union: 50% approved of 60Tropical Financial Credit Union: 51% approved of 37Village Capital & Investment LLC: 56% approved of 72Space Coast Credit Union: 56% approved of 79Pennymac Loan Services, LLC: 56% approved of 200Ithink Financial Credit Union: 58% approved of 133Midflorida: 58% approved of 24Flagstar Bank, National Association: 60% approved of 80Planet Home Lending, LLC: 62% approved of 26Quorum Federal Credit Union: 63% approved of 27Freedom Mortgage Corporation: 65% approved of 153GoodLeap, LLC: 65% approved of 91Loandepot.Com, LLC: 66% approved of 218Seacoast National Bank: 68% approved of 25Kind Lending, LLC: 68% approved of 22United Wholesale Mortgage, LLC: 70% approved of 621Sun West Mortgage Company, Inc.: 70% approved of 47Cardinal Financial Company, Limited Partnership: 73% approved of 26Nationstar Mortgage LLC: 75% approved of 130A&D Mortgage LLC: 76% approved of 29The Federal Savings Bank: 76% approved of 25Rocket Mortgage, LLC: 80% approved of 1,415JPMorgan Chase Bank, National Association: 84% approved of 57Equity Prime Mortgage LLC: 92% approved of 24Crosscountry Mortgage, LLC: 96% approved of 48Coastal Community Bank: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in St. Lucie County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,136 / 1,41597%$165K1,101
2United Wholesale Mortgage, LLCBroker only70%433 / 62197%$255K422
3Amerisave Mortgage Corporation22%83 / 37398%$125K81
4Newrez LLC39%121 / 30798%$105K118
5Loandepot.Com, LLC66%143 / 21895%$265K136

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 287 more lenders.

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