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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Weld County, Colorado

Fat Boy Data analyzed home improvement loan activity in Weld County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,807 applications were decided by 119 lenders between 2023 and 2025.

Weld County at a glance

119Active lenders30 with 20+ decisions
68.3%Market approval rate2,602 of 3,807 decided
$75KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,432 loans funded

How Weld County compares

Approval rate compared
Weld County68.3%Colorado69.9%All 616 counties62.7%
Typical loan compared
Weld County$75KColorado$85KAll 616 counties$75K

What the data shows

Wings Credit Union made the most home improvement loans in Weld County, CO, 314 of them.

Northern Colorado Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 95% of 38.

The typical home improvement loan here is $75K, 12% smaller than the Colorado typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 31% approved of 110NBH Bank: 37% approved of 30The Huntington National Bank: 37% approved of 38Spring Eq, LLC: 43% approved of 182Discover Bank: 45% approved of 101U.S. Bank National Association: 49% approved of 186Pentagon Federal Credit Union: 52% approved of 25Bellco: 54% approved of 252BMO Bank National Association: 57% approved of 35PNC Bank, National Association: 67% approved of 48Credit Union of Denver: 67% approved of 42BOKF, National Association: 67% approved of 24First National Bank of Omaha: 67% approved of 227Elevations: 68% approved of 180Colorado Credit Union: 69% approved of 26Third Federal Savings And Loan Association Of Cleveland: 71% approved of 34Figure Lending LLC: 71% approved of 93Wings Credit Union: 71% approved of 510Navy Federal Credit Union: 72% approved of 65Blue Federal Credit Union: 73% approved of 84FirstBank: 75% approved of 212Bank of Colorado: 75% approved of 103Sooper Cu Dba Climb Cu: 80% approved of 40Nationstar Mortgage LLC: 81% approved of 27Canvas Credit Union: 87% approved of 302Meritrust Credit Union: 87% approved of 151Homebridge Financial Services, Inc.: 88% approved of 25Weld Community Credit Union: 91% approved of 127Northern Colorado Credit Union: 95% approved of 38Coastal Community Bank: 97% approved of 72

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Weld County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wings Credit Union71%363 / 51086%$75K314
2Canvas Credit Union87%262 / 30297%$65K255
3Bellco54%137 / 25296%$65K132
4First National Bank of Omaha67%153 / 22795%$55K146
5FirstBank75%158 / 21296%$75K151

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 114 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Weld County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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