Lender profile · HMDA 2023–2025
Wings Credit Union mortgage approval rates & lending data
Wings Credit Union decided 25,386 mortgage applications and funded 16,987 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 6,546 / 7,133 | 79% | $385K | 5,178 |
| Home improvement loans | 78% | 7,767 / 9,980 | 86% | $75K | 6,711 |
| Cash-out refinance | 67% | 904 / 1,348 | 57% | $285K | 513 |
| Refinance | 81% | 3,847 / 4,746 | 87% | $115K | 3,331 |
| Investment property purchase | 77% | 510 / 666 | 77% | $205K | 392 |
| Investment cash-out refinance | 58% | 100 / 171 | 56% | $235K | 56 |
| Investment refinance | 72% | 257 / 355 | 81% | $125K | 208 |
| Investment home improvement | 72% | 713 / 987 | 84% | $105K | 598 |
Wings Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 81% | $115K | 25,384 | 16,986 |
| Arkansas | 0% | — | 1 | 0 |
| Illinois | 100% | $235K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.