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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Colorado

Fat Boy Data analyzed home improvement loan activity in Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 52,794 applications were decided by 312 lenders between 2023 and 2025.

Colorado at a glance

312Active lenders86 with 20+ decisions
69.9%Market approval rate36,914 of 52,794 decided
$85KTypical loanmedian lender, $10K brackets
92%Borrower take-up33,925 loans funded

How Colorado compares

Approval rate compared
Colorado69.9%All 616 counties62.7%
Typical loan compared
Colorado$85KAll 616 counties$75K

What the data shows

Wings Credit Union made the most home improvement loans in Colorado, 6,711 of them.

First Technology Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 141.

Lenders approved 69.9% of home improvement loan applications in Colorado, 7.2 percentage points above the the United States rate of 62.7%.

The typical home improvement loan here is $85K, 13% larger than the the United States typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 35% approved of 1,228Bank of America, National Association: 44% approved of 1,688Spring Eq, LLC: 45% approved of 1,749The Huntington National Bank: 51% approved of 1,096Loandepot.Com, LLC: 52% approved of 102U.S. Bank National Association: 52% approved of 3,215Alliant Credit Union: 52% approved of 409NBH Bank: 53% approved of 133KeyBank National Association: 53% approved of 316Commerce Bank: 55% approved of 64BMO Bank National Association: 55% approved of 666Pentagon Federal Credit Union: 57% approved of 325Wells Fargo Bank, National Association: 60% approved of 55Fourleaf: 60% approved of 200Partner Colorado Credit Union: 61% approved of 404BOKF, National Association: 63% approved of 427Connexus Credit Union: 63% approved of 57First Interstate Bank: 63% approved of 87Bellco: 64% approved of 5,794New American Funding, LLC: 65% approved of 124Third Federal Savings And Loan Association Of Cleveland: 66% approved of 483PNC Bank, National Association: 66% approved of 855Guaranteed Rate, Inc.: 66% approved of 68Navy Federal Credit Union: 68% approved of 1,526HTLF Bank: 68% approved of 279Figure Lending LLC: 69% approved of 1,350Denver Community Cu D.B.A. Zing Cu: 70% approved of 69First National Bank of Omaha: 70% approved of 651UMB Bank, National Association: 70% approved of 505Zions Bancorporation, N.A.: 71% approved of 519Elevations: 72% approved of 1,342Kind Lending, LLC: 73% approved of 62The Loan Store, Inc.: 74% approved of 185SouthState Bank, National Association: 74% approved of 76Glacier Bank: 74% approved of 73On Tap Credit Union: 76% approved of 170Credit Union of Denver: 76% approved of 1,192Bank of Colorado: 77% approved of 360Westerra Credit Union: 77% approved of 1,210FirstBank: 77% approved of 2,520Wings Credit Union: 78% approved of 9,980ANB Bank: 78% approved of 83Blue Federal Credit Union: 79% approved of 512Homebridge Financial Services, Inc.: 79% approved of 269Rocket Mortgage, LLC: 79% approved of 131JPMorgan Chase Bank, National Association: 80% approved of 137Fitzsimons Federal Credit Union: 81% approved of 128Colorado Credit Union: 82% approved of 503Nationstar Mortgage LLC: 84% approved of 258Alpine Bank: 85% approved of 257Meritrust Credit Union: 85% approved of 1,083Sooper Cu Dba Climb Cu: 86% approved of 961Oakstar Bank: 86% approved of 126RED ROCKS Credit Union: 86% approved of 268First Technology: 87% approved of 70Canvas Credit Union: 89% approved of 3,217Denver Fire Department Federal Credit Union: 90% approved of 68Weld Community Credit Union: 91% approved of 142First Technology Federal Credit Union: 94% approved of 141Coastal Community Bank: 97% approved of 1,014

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Colorado

LenderApprovalApprovedTaken upTypical loanLoans made
1Wings Credit Union78%7,767 / 9,98086%$75K6,711
2Bellco64%3,727 / 5,79496%$95K3,571
3Canvas Credit Union89%2,863 / 3,21796%$75K2,757
4U.S. Bank National Association52%1,671 / 3,21596%$105K1,605
5FirstBank77%1,946 / 2,52096%$75K1,864

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 307 more lenders.

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Counties in Colorado

El Paso CountyCountyDenver CountyCountyArapahoe CountyCountyJefferson CountyCountyAdams CountyCountyDouglas CountyCountyLarimer CountyCountyWeld CountyCountyBoulder CountyCountyPueblo CountyCountyMesa CountyCounty