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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Boulder County, Colorado

Fat Boy Data analyzed home improvement loan activity in Boulder County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,840 applications were decided by 111 lenders between 2023 and 2025.

Boulder County at a glance

111Active lenders28 with 20+ decisions
72.2%Market approval rate2,049 of 2,840 decided
$105KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,913 loans funded

How Boulder County compares

Approval rate compared
Boulder County72.2%Colorado69.9%All 616 counties62.7%
Typical loan compared
Boulder County$105KColorado$85KAll 616 counties$75K

What the data shows

Elevations made the most home improvement loans in Boulder County, CO, 473 of them.

Sooper Cu Dba Climb Cu approved the highest share of applications among lenders with at least 20 decisions here, 91% of 44.

The typical home improvement loan here is $105K, 24% larger than the Colorado typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 29% approved of 45Spring Eq, LLC: 50% approved of 72Bank of America, National Association: 53% approved of 118HTLF Bank: 53% approved of 43BMO Bank National Association: 55% approved of 40U.S. Bank National Association: 56% approved of 133The Huntington National Bank: 58% approved of 43Third Federal Savings And Loan Association Of Cleveland: 63% approved of 46PNC Bank, National Association: 63% approved of 60First National Bank of Omaha: 64% approved of 42Navy Federal Credit Union: 66% approved of 41Pentagon Federal Credit Union: 70% approved of 20Bellco: 71% approved of 152Figure Lending LLC: 73% approved of 92KeyBank National Association: 73% approved of 26Elevations: 75% approved of 632Credit Union of Denver: 75% approved of 32Zions Bancorporation, N.A.: 76% approved of 54UMB Bank, National Association: 76% approved of 25First Interstate Bank: 76% approved of 25FirstBank: 78% approved of 166Meritrust Credit Union: 82% approved of 315Westerra Credit Union: 85% approved of 26Canvas Credit Union: 88% approved of 41Wings Credit Union: 89% approved of 127Blue Federal Credit Union: 90% approved of 48Sooper Cu Dba Climb Cu: 91% approved of 44Coastal Community Bank: 100% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Boulder County

LenderApprovalApprovedTaken upTypical loanLoans made
1Elevations75%473 / 632100%$105K473
2Meritrust Credit Union82%257 / 315100%$95K256
3FirstBank78%129 / 16693%$105K120
4Bellco71%108 / 15295%$105K103
5U.S. Bank National Association56%74 / 13397%$105K72

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 106 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Boulder County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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