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refinance lenders · HMDA 2023–2025

Refinance lenders in Jefferson County, Colorado

Fat Boy Data analyzed mortgage refinance activity in Jefferson County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,359 applications were decided by 317 lenders between 2023 and 2025.

Jefferson County at a glance

317Active lenders60 with 20+ decisions
80.5%Market approval rate5,116 of 6,359 decided
$475KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,871 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County80.5%Colorado78.0%All 616 counties76.5%
Typical loan compared
Jefferson County$475KColorado$435KAll 616 counties$295K

What the data shows

FirstBank made the most mortgage refinances in Jefferson County, CO, 265 of them.

V.I.P. Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 20% approved of 206Discover Bank: 30% approved of 151Bellco: 33% approved of 57Spring Eq, LLC: 41% approved of 54BMO Bank National Association: 50% approved of 26Lakeview Loan Servicing, LLC: 51% approved of 144Third Federal Savings And Loan Association Of Cleveland: 54% approved of 105HTLF Bank: 60% approved of 35KeyBank National Association: 61% approved of 38UMB Bank, National Association: 62% approved of 55Bank of America, National Association: 63% approved of 59Alliant Credit Union: 65% approved of 46BOKF, National Association: 66% approved of 32The Huntington National Bank: 67% approved of 48Zions Bancorporation, N.A.: 67% approved of 113PNC Bank, National Association: 70% approved of 73Better Mortgage Corporation: 75% approved of 20Sooper Cu Dba Climb Cu: 76% approved of 34Partner Colorado Credit Union: 77% approved of 22Newrez LLC: 78% approved of 51Wings Credit Union: 80% approved of 168FirstBank: 81% approved of 338Onity Mortgage Corporation: 82% approved of 51U.S. Bank National Association: 83% approved of 162Rocket Mortgage, LLC: 83% approved of 298Nationstar Mortgage LLC: 84% approved of 37Credit Union of Denver: 85% approved of 249Canvas Credit Union: 86% approved of 93Wells Fargo Bank, National Association: 86% approved of 22Colorado Credit Union: 86% approved of 37Planet Home Lending, LLC: 88% approved of 24On Tap Credit Union: 88% approved of 33Westerra Credit Union: 88% approved of 108Mutual of Omaha Mortgage, Inc.: 88% approved of 94Finance of America Reverse LLC: 89% approved of 82Nbkc Bank: 90% approved of 20New American Funding, LLC: 90% approved of 31Union Home Mortgage Corp.: 91% approved of 35United Wholesale Mortgage, LLC: 92% approved of 957Fairway Independent Mortgage Corporation: 92% approved of 48Elevations: 93% approved of 58Pennymac Loan Services, LLC: 94% approved of 96Longbridge Financial, LLC: 94% approved of 54Freedom Mortgage Corporation: 95% approved of 110Crosscountry Mortgage, LLC: 95% approved of 74Movement Mortgage, LLC: 95% approved of 39Village Capital & Investment LLC: 95% approved of 20American Liberty Mortgage, Incorporated: 95% approved of 22The Loan Store, Inc.: 96% approved of 27JPMorgan Chase Bank, National Association: 97% approved of 58Nova Financial & Investment Corporation: 97% approved of 39Guild Mortgage Company LLC: 98% approved of 83Guaranteed Rate, Inc.: 98% approved of 45Cmg Mortgage, Inc.: 98% approved of 103Provident Funding Associates, L.P.: 98% approved of 57V.I.P. Mortgage, Inc.: 100% approved of 33Keystone Funding, Inc.: 100% approved of 28Resicentral, LLC: 100% approved of 26Swbc Mortgage Corporation: 100% approved of 23Sage Home Loans Corporation: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%876 / 95799%$525K863
2FirstBank81%275 / 33896%$155K265
3Rocket Mortgage, LLC83%248 / 29895%$495K236
4Credit Union of Denver85%212 / 249100%$105K212
5American Financing Corporation20%42 / 20679%$395K33

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 312 more lenders.

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Other lending data for Jefferson County

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Nearby markets

All lending in Jefferson CountyCounty overviewRefinance across ColoradoStatewideAdams CountyNearby countyArapahoe CountyNearby countyBoulder CountyNearby county