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refinance lenders · HMDA 2023–2025

Refinance lenders in Adams County, Colorado

Fat Boy Data analyzed mortgage refinance activity in Adams County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,019 applications were decided by 294 lenders between 2023 and 2025.

Adams County at a glance

294Active lenders47 with 20+ decisions
68.0%Market approval rate3,412 of 5,019 decided
$435KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,123 loans funded

How Adams County compares

Approval rate compared
Adams County68.0%Colorado78.0%All 616 counties76.5%
Typical loan compared
Adams County$435KColorado$435KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Adams County, CO, 198 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 93% of 172.

Lenders approved 68.0% of mortgage refinance applications in Adams County, CO, 10.1 percentage points below the Colorado rate of 78.0%.

Approval rate of all 47 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 12% approved of 467Bellco: 21% approved of 62Discover Bank: 28% approved of 201Mortgage Research Center, LLC: 34% approved of 53Third Federal Savings And Loan Association Of Cleveland: 42% approved of 33Spring Eq, LLC: 44% approved of 36Bank of America, National Association: 47% approved of 34PNC Bank, National Association: 53% approved of 79The Huntington National Bank: 53% approved of 30Lakeview Loan Servicing, LLC: 54% approved of 163Newrez LLC: 59% approved of 81KeyBank National Association: 59% approved of 32Onity Mortgage Corporation: 64% approved of 25BOKF, National Association: 65% approved of 23Guaranteed Rate, Inc.: 66% approved of 29Loandepot.Com, LLC: 67% approved of 30First National Bank of Omaha: 69% approved of 32Credit Union of Denver: 69% approved of 71Zions Bancorporation, N.A.: 70% approved of 53LoanUnited.com, LLC: 70% approved of 20Elevations: 70% approved of 27FirstBank: 71% approved of 136Wings Credit Union: 72% approved of 218Rocket Mortgage, LLC: 78% approved of 276Sooper Cu Dba Climb Cu: 78% approved of 32Longbridge Financial, LLC: 79% approved of 24U.S. Bank National Association: 79% approved of 53Blue Federal Credit Union: 80% approved of 20JPMorgan Chase Bank, National Association: 82% approved of 33Planet Home Lending, LLC: 82% approved of 28The Loan Store, Inc.: 83% approved of 23New American Funding, LLC: 83% approved of 29Westerra Credit Union: 84% approved of 32United Wholesale Mortgage, LLC: 84% approved of 744Colorado Credit Union: 85% approved of 26Mutual of Omaha Mortgage, Inc.: 86% approved of 59Nationstar Mortgage LLC: 86% approved of 37Pennymac Loan Services, LLC: 87% approved of 89Fairway Independent Mortgage Corporation: 87% approved of 30Finance of America Reverse LLC: 88% approved of 56Guild Mortgage Company LLC: 88% approved of 43Crosscountry Mortgage, LLC: 89% approved of 45Cmg Mortgage, Inc.: 90% approved of 51Canvas Credit Union: 91% approved of 89Wells Fargo Bank, National Association: 91% approved of 23Village Capital & Investment LLC: 92% approved of 71Freedom Mortgage Corporation: 93% approved of 172

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Adams County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only84%628 / 74496%$475K600
2American Financing Corporation12%55 / 46771%$385K39
3Rocket Mortgage, LLC78%214 / 27693%$435K198
4Wings Credit Union72%158 / 21887%$105K137
5Discover Bank28%56 / 201100%$105K56

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 289 more lenders.

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Other lending data for Adams County

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Nearby markets

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